DOWNEAST CREDIT UNION - Topsham, ME

Welcome to Downeast, your trusted financial partner in the heart of Topsham, ME! Located at 94 Main St, we have proudly served our community since 1941, helping thousands of members achieve their financial goals. With a total membership of 22,994 and assets amounting to an impressive $289,364,810, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Downeast, we understand that every financial journey is different. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our goal is to empower you with the tools and support necessary for success. Whether you're saving for a new car or seeking assistance with debt consolidation, our team is here to guide you every step of the way. While members can visit us at 94 Main St, official correspondence should be sent to PO Box 477, Topsham, ME 04086-0477. We invite you to explore our website at downeastcu.com for more information about our services and how we can assist you. Led by our CEO Joseph Moses and Board President Mason Pottle, our team of 87 employees is committed to providing exceptional service. With total loans amounting to 16,915 and deposits reaching $9,694,867, we are well-equipped to meet your financial needs. We believe in giving back to our community and strive to make a positive impact in the lives of our members. If you have questions or need assistance, don't hesitate to reach out! Call us at 207-373-1674 or visit us during our lobby hours from 9:00 a.m. to 4:00 p.m., Monday through Friday. Join us at Downeast Credit Union today where your financial future begins!

At Downeast, we believe that becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're looking to join us at our cozy branch located at 94 Main St Topsham Me 04086, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a long-time resident or just starting out in the community, you can take advantage of all the benefits we have to offer. As a member of Downeast, you'll enjoy lower loan rates, higher savings yields, and personalized service tailored to your needs. Getting started is easy! To find more detailed information about eligibility criteria, feel free to visit our website at https://www.downeastcu.com/membership/ . If you're ready to open an account, simply follow this link: https://app.loanspq.com/apply.aspx?lenderref=downeast071019&list=vlccplhest . Should you have any questions or need assistance, don't hesitate to reach out to us at (207) 373-1674. We're excited to welcome you into our family!

At Downeast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that we can provide the best services possible while safeguarding your investments. With a net worth of $28,134,222, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $967, which demonstrates our ability to continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $79,895,844 in share certificates and $41,270,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $24,560,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,078,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,734 in used auto loans and $243,969,098 in total loans and leases. Our operational efficiency is reflected in our $499,730, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $219,089. Total Share Accounts: 42,317, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Downeast is your trusted partner. Visit us at 94 Main St Topsham Me 04086 or call (207) 373-1674 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.