Downeast Credit Union Brewer ME | Affordable Auto Loans & ATM Access

Introduction

Welcome to Downeast Credit Union, your trusted partner for financial growth and community support. Located at 460 Wilson St Ste 1, Brewer, ME 04412, we have been serving our members since 1941. With a strong commitment to our community, we proudly support over 22,994 members and manage total assets of $289,364,810. At Downeast Credit Union, we believe in making banking accessible and beneficial for everyone. Our dedicated team of 87 employees, led by CEO Joseph Moses and Board President Mason Pottle, is here to ensure you receive the personalized service you deserve. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, we've got you covered with a variety of services tailored to meet your needs. While members can visit us at our branch in Brewer, official correspondence should be sent to the same address: 460 Wilson St Ste 1, Brewer, ME 04412-1417. We understand that convenience is key; that's why we offer online and mobile banking options along with ATM access to help you manage your finances anytime, anywhere. With total deposits reaching $9,694,867 and cash in hand amounting to $4,167,319, Downeast Credit Union stands as a solid foundation for your financial journey. We are proud of our strong net worth of $28,134,222, reflecting our commitment to stability and reliability. Join us today! Call us at 207-990-5444 or visit our website at downeastcu.com to explore how we can help you achieve your financial goals. Experience the difference that comes from being part of a member-focused credit union where your success is our mission!

Branch History & Mission

Community Commitment

Beyond just banking, Downeast is deeply committed to supporting local initiatives and partnerships that enhance the welfare of our community. Through outreach programs and educational workshops, we aim to uplift those around us and create lasting positive change. While members can visit us at 460 Wilson St Ste 1 for all their banking needs, official correspondence should be sent to our mailing address: 460 Wilson St Ste 1, Brewer, ME 04412-1417. As we move forward into the future, we invite you to join us on this journey. Experience firsthand the benefits of membership with Downeast Credit Union where your financial goals matter. Contact us today at 207-990-5444 or explore our website at Downeast CU to learn more about how we can assist you in achieving your dreams!

Our Mission

Our mission at Downeast is simple yet powerful: to empower individuals and families by providing personalized financial services while fostering community growth. We believe that everyone deserves access to quality financial products, whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. We strive to make banking easier and more accessible through innovative solutions like online and mobile banking. These advancements ensure that our members can manage their finances conveniently from anywhere. Additionally, we are proud to be an ADA-compliant institution, ensuring that all members can utilize our facilities and services comfortably.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch features ADA-compliant facilities including ramps and designated parking spaces. You can also take advantage of our drive-thru service for quick transactions without having to leave your vehicle.

Additional Services

In addition to our friendly staff ready to assist you, we offer various services such as ATM availability for quick cash withdrawals and shared service transactions for members of partner credit unions. Our drive-thru banking allows for deposits, withdrawals, and simple transactions without the need to enter the branch. While members can visit us at 460 Wilson St Ste 1 Brewer Me 04412, official correspondence should be sent to 460 Wilson St Ste 1, Brewer, ME 04412-1417 if different.

Conveniently Located

Our branch is just a stone's throw away from local landmarks, making it easy for you to stop by while running errands or visiting nearby shops. We're proud to be a part of the Brewer community and strive to provide services that meet your needs.

Get in Touch

If you have any questions or need assistance, feel free to call us at (207) 990-5444. We invite you to come visit us at Downeast we look forward to serving you!

Operating Hours

At Downeast, we want to be available when you need us. Our lobby hours are from 9:00 a.m. to 4:00 p.m., Monday through Friday. This gives you plenty of time during the week to visit us for personal banking services like checking and savings accounts, auto loans, mortgage options, and more.

Member Eligibility

At Downeast, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial journey. To be eligible for membership, you generally need to live, work, worship, or attend school in certain areas served by our credit union. We also welcome immediate family members of current members, making it easy for you to share the benefits of membership with loved ones. For specific eligibility details and to ensure you meet the criteria, please visit our website at https://www.downeastcu.com/membership/. Joining is simple! Once you confirm your eligibility, you can open an account online or visit us at our branch located at 460 Wilson St Ste 1 Brewer Me 04412. If you have any questions or need assistance, don't hesitate to reach out to us at (207) 990-5444. Our friendly team is here to help you every step of the way, so why not take this opportunity to become part of the Downeast family?

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Imagine effortlessly processing payments while focusing on what you do best serving your customers. At Downeast, we offer tailored merchant services that simplify transactions and enhance customer experiences. From point-of-sale systems to mobile payment options, we provide the tools that make managing finances easier so you can concentrate on growing your business. Visit us at 460 Wilson St Ste 1 Brewer Me 04412 in Brewer, ME, or give us a call at (207) 990-5444 to learn how our business banking solutions can work for you. Let's build your success together!

Comprehensive List Of Services

Additional Services

At Downeast, we also prioritize accessibility through features such as our basic drive-thru banking for quick deposits and withdrawals. If you're a member of one of our partner credit unions, you can take advantage of basic shared branch transactions for deposits and withdrawals as well. Whether you're visiting us in person or accessing our digital platforms, we're here to support all your financial needs. If you have questions about how any of these services can work for you or want to explore membership options, don't hesitate to call us at (207) 990-5444. Join us at Brewer, where your financial well-being is our priority! Visit us today and discover how we can help simplify your banking experience.

Business Banking Services

For our business members, we have tailored solutions that include merchant services and business loans. These offerings are designed to help small businesses thrive by providing essential tools for managing cash flow and expanding operations.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to access your accounts from anywhere at any time. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawal is always within reach, whether you're near home or on the go.

Personal Banking Solutions

We understand that each member's financial journey is unique. That's why we offer a variety of personal banking options, including checking and savings accounts that help you manage your everyday expenses while building savings for the future. If you're considering buying a new car, our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. For those looking to purchase a home, we provide competitive mortgage loans and refinancing options to fit your budget. In addition, if you find yourself facing unexpected expenses, our personal loans and debt consolidation services can provide the support you need to regain control over your finances. And don't forget about our credit cards with rewards, which not only offer convenience but also give you perks for everyday spending.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. Just visit https://www.downeastcu.com/ to get started! You can enjoy real-time account management that puts you in control of your money without the need for long waits or extra trips to the bank.

Convenient Mobile Features

On top of our online banking options, our mobile application allows you to manage your accounts directly from your smartphone. With mobile payments enabled, making purchases has never been simpler just tap and go! Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick to share funds without hassle. In today's fast-paced world, Downeast is committed to providing you with accessible, user-friendly tools that help streamline your financial life. Join us in embracing the convenience of digital banking your finances are just a click away!

Secure and Simple Transactions

We know that security is a top priority when it comes to online banking. That's why we offer electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can easily keep track of your financial activity while reducing paper clutter.

Financial Strength

Growing Membership Base

With a total of 42,317 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $219,089, demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Downeast is your trusted partner. Visit us at 460 Wilson St Ste 1 Brewer Me 04412 or call 207-990-5444 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

We also have $26,078,853 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $6,734 in used auto loans and a total of $243,969,098 in loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $79,895,844 in share certificates and $41,270,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,560,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our impressive net income of $499,730, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 86 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $28,134,222, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,988,149 in used vehicle loans and $33,918,821 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,851,727, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Other Financing Options

In addition to auto loans and mortgages, we have various other financing options tailored to meet your specific needs. From personal loans for debt consolidation to credit lines for unexpected expenses, our goal is to support your financial journey. For any questions regarding eligibility or refinancing options, feel free to reach out to us at (207) 990-5444 or visit us at our branch located at 460 Wilson St Ste 1 Brewer Me 04412 in Brewer, ME. Our dedicated team is ready to assist you during our operating hours from 9:00 a.m. to 4:00 p.m., Monday through Friday. Explore your options today with Downeast and take the next step towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,401,101 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and no annual fees, providing you with additional purchasing power when you need it most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers tailored to your needs.

DOWNEAST CREDIT UNION - Brewer, ME

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Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Additional Services

Conveniently Located

Get in Touch

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Accessing Your Accounts Anytime

Convenient Mobile Features

Secure and Simple Transactions

Financial Strength

Growing Membership Base

Investing Back into Our Community

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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