Lincoln Credit Union Lincoln ME | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lincoln Maine Federal Credit Union, your trusted partner in financial well-being since 1966. Nestled in the heart of Lincoln, ME, at 171 W Broadway, our credit union stands as a pillar of support for over 6,500 members. With total assets exceeding $127 million, we are committed to providing personalized financial services that truly make a difference in our community. At Lincoln Maine FCU, we believe in building strong relationships with our members. Our dedicated team of 20 employees, led by CEO Ryan Reed and Board President Carl Gustafson, is here to assist you every step of the way. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet your unique needs. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO BOX 220, Lincoln, ME 4457. We invite you to explore our range of financial products designed to help you achieve your goals while enjoying competitive rates and exceptional service. With a robust net worth of $14,751,704 and total deposits reaching $5,709,277, we are financially sound and dedicated to serving our community. Whether you're looking for assistance with loans (over 5,300 currently extended) or want to take advantage of our online and mobile banking options, we have the tools to support your financial journey. Join us today at Lincoln Maine Federal Credit Union where your financial future is bright! For inquiries or assistance, feel free to reach out at (207) 794-8623. We look forward to serving you!

Branch History & Mission

Welcome to the Lincoln Maine Federal Credit Union, a cornerstone of financial support and community development in Lincoln, ME. Established in 1966, our credit union has proudly served its members for over five decades, continuously evolving to meet the needs of our growing community. With a total membership of 6,517 and assets reaching $127,488,754, we are dedicated to fostering financial wellness and providing personalized services that empower our members. Located at 171 W Broadway, Lincoln, ME 04457, our branch is easily accessible and serves as a hub for local residents seeking reliable banking solutions. Nearby landmarks include the picturesque Penobscot River and the bustling downtown area, making it convenient for members to stop by for their banking needs. At Lincoln Maine Federal Credit Union, our mission is clear: to provide exceptional financial services while making a positive impact on the community we serve. We believe that everyone deserves access to affordable banking options. Our offerings include personal checking and savings accounts, auto loans and vehicle financing, mortgage loans, credit cards with rewards, and business banking services. We also prioritize digital advancements like online and mobile banking to ensure our members can manage their finances anytime, anywhere. While members can visit us at 171 W Broadway for all their banking needs, official correspondence should be sent to PO BOX 220, Lincoln, ME 4457. Our operating hours are designed with your convenience in mind: the lobby is open Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM; Saturday hours run from 9:00 AM to 11:30 AM. For those who prefer drive-thru service, we offer it from Monday to Thursday from 8:00 AM to 4:00 PM and Friday until 5:00 PM. We take pride in being ADA compliant and welcoming all members of the community. Our commitment goes beyond just banking; we actively engage in partnerships and outreach efforts that uplift local organizations and support those in need. As we look towards the future, we invite you to join us on this journey. At Lincoln Maine Federal Credit Union, your financial goals are our priority. Experience the benefits of membership today come visit us or explore more on our website at Lincoln Maine FCU. Together, let's build a brighter financial future for you and our community!

Branch Location & Accessibility

Banking Services Just a Step Away

Our branch provides a variety of services designed to meet your financial needs. Whether you're looking to open a personal checking account, explore auto loans, or inquire about business banking options, we've got you covered. We also offer convenient ATM access for quick withdrawals and basic transactions. If you're a member of another credit union participating in shared services, feel free to conduct basic transactions like deposits and withdrawals with us as well!

Convenient Access and Parking

At Lincoln Maine FCU, we prioritize your convenience. We offer ample parking options right outside our door so you can easily pop in for banking needs without any hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities including ramps and designated parking spots for individuals with disabilities.

Get in Touch!

Have questions? Don't hesitate to reach out! You can call us at 207-794-8623 for assistance or simply drop by during our operating hours. We look forward to welcoming you into our Lincoln Maine Federal Credit Union family!

Operating Hours that Fit Your Schedule

We understand that life can be busy! That's why we offer flexible operating hours to accommodate your needs. Visit us in the lobby from Monday to Thursday between 8:30 AM and 4:00 PM, and on Fridays from 8:30 AM to 5:00 PM. If weekends are more convenient for you, our Saturday hours are from 9:00 AM to 11:30 AM. For those who prefer drive-thru banking, we open at 8:00 AM during the week and have extended hours on Saturdays too!

Member Eligibility

Becoming a member of Lincoln Maine is like joining a friendly family where everyone looks out for each other. If you're interested in joining us, you'll be pleased to know that our membership is open to anyone who lives, works, or worships in the Lincoln area, as well as their immediate family members. This means if you call this community home, you're likely eligible! Joining us not only gives you access to a variety of financial products like checking accounts and loans but also allows you to take part in a supportive environment focused on helping you achieve your financial goals. If you'd like to explore more about our eligibility requirements, feel free to check out our detailed information at https://www.lincolnmainefcu.com/services-lincoln-federal-credit-union/other-services/. Ready to take the next step? Opening an account is simple and straightforward just give us a call at (207) 794-8623, and we'll guide you through the process. We can't wait to welcome you to Lincoln Maine at 171 W Broadway Lincoln Me 04457!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a local shop owner who needs quick payment solutions for customers. Our services ensure that every sale is smooth and efficient, allowing you to focus on what you do best running your business. Whether you're located at 171 W Broadway Lincoln Me 04457 in Lincoln, ME, or beyond, we're here to help your business thrive. Reach out today at (207) 794-8623 and discover how we can support your vision!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $842,672, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in our community, we provide specialized business banking services. From merchant services that streamline transactions to business loans that can fuel your growth, we support local businesses every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your accounts has never been easier. You can pay bills, transfer money between accounts, or check balances right from your smartphone or computer. Plus, our ATM services allow for easy cash withdrawals whenever you need them.

Drive-Thru and Shared Branch Services

Our branch also offers basic drive-thru banking for quick deposits and withdrawals. If you're a member of a partner credit union, take advantage of shared branch transactions so you can easily access funds wherever you are.

Get in Touch!

Whether you're ready to open an account or have questions about our services, don't hesitate to reach out! Call us at 207-794-8623 or visit us at 171 W Broadway, Lincoln, ME 04457. Our friendly staff is here to help you navigate your financial needs and find the best solutions for you. Join us at Lincoln Maine Federal Credit Union, where your financial well-being is our priority! For more information about all our services, visit us online at lincolnmainefcu.com.

Loans Made Easy

Need a new car or want to consolidate debt? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms, helping you drive away in your dream car without breaking the bank. For those looking to buy a home, we provide mortgage loans and refinancing options that can help make homeownership more accessible. If you're facing unexpected expenses, our personal loans can be a great solution. We also offer credit cards with rewards to help you earn while you spend, turning everyday purchases into valuable points.

Personal Banking

We offer essential personal banking services like checking and savings accounts that help you manage your money effectively. Imagine having a place where you can safely store your funds while earning interest. Our checking accounts come with easy online access, making it simple to track your spending and stay on top of your finances.

Digital & Online Banking

Key Features

Our online platform also supports electronic signature authorization, so you can sign documents digitally without the hassle of printing or mailing. If you're environmentally conscious or just prefer a more organized way to handle your statements, you'll love our e-statements availability. You can access your statements whenever you need them, reducing clutter and keeping everything in one place. For those who prefer to bank from their smartphones, our mobile application offers all the same features as online banking right at your fingertips. With this app, you can make mobile payments effortlessly just tap and go! And if you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple.

Security and Convenience

Security is a top priority for us at Lincoln Maine. Our digital services include advanced security measures to protect your information while ensuring that managing your accounts remains easy and straightforward. You can trust that whether you're making payments or checking balances through our mobile application or website, your data is safe. With all these features designed for your convenience and peace of mind, managing your finances has never been easier. Join us today at Lincoln Maine and experience the future of banking right at your fingertips!

Financial Strength

A Committed Team

We also take pride in having 16 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 13,390, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lincoln Maine is your trusted partner. Visit us at 171 W Broadway Lincoln Me 04457 or call (207) 794-8623 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $14,751,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $1,576 in used auto loans and $98,654,482 in total loans and leases.

Secured Savings for Members

Members' savings are secured through $32,433,110 in share certificates and $8,680,493 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,751,704, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $842,672 provide the capital needed to grow and expand. If you're interested in refinancing options or checking eligibility for any of our loan products, please feel free to reach out. Our dedicated team is ready to assist you with any questions you may have about our loan offerings. You can contact us at (207) 794-8623 or visit us at our branch located at 171 W Broadway Lincoln Me 04457, Lincoln, ME. Let's work together to find the right financial solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,465,411 in used vehicle loans and $13,811,630 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,273,656, make buying or refinancing simple. We believe in making homeownership attainable for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $975,662 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This reliability helps users feel confident in their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality means every user sees the same opportunities without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows for quick comparisons and helps individuals identify the best options available at any moment. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real impact that informed decision-making can have on financial health. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive. Each loan offer is carefully vetted to ensure it meets strict compliance guidelines, which fosters fair and transparent lending practices.

LINCOLN MAINE FEDERAL CREDIT UNION - Lincoln, ME

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Loan rates in Lincoln, ME (04457)

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services Just a Step Away

Convenient Access and Parking

Get in Touch!

Operating Hours that Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Online & Mobile Banking

Drive-Thru and Shared Branch Services

Get in Touch!

Loans Made Easy

Personal Banking

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

A Committed Team

Conclusion

Investments in Your Future

Secured Savings for Members

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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