Personal Loans in Smithfield, RI

Looking for a personal loan in Smithfield, RI? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make it easy to see your options side by side.

Getting approved for a personal loan shouldn’t be complicated. By comparing multiple offers in Smithfield, you can quickly check your eligibility and choose a loan that feels right for your budget. Start exploring today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
mvcu
6.99 - 10.99 %
5.5 Yrs
5,000 - $15,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
myconsumers
8.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Merrimack Valley has a Vacation loan with an APR of 6.99% , which has stayed the same over the past 7 and 30 days. The Peace of mind unsecured loan has a 9.99% APR, also unchanged from one week and one month ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Smithfield, RI

Lender NameBranch AddressOffice ServicesLender Snapshot
NAVIGANT CREDIT UNION
1005 DOUGLAS PIKE SMITHFIELD RI 02917
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,881,790,620
Deposits: $179,116,724
Net Worth: $378,533,274
Employees: 406
Members: 155,333
NAVIGANT CREDIT UNION
1005 DOUGLAS PIKE SMITHFIELD RI 02917
P2P
E-Statements
E-Signature
Assets: $3,881,790,620
Deposits: $179,116,724
Net Worth: $378,533,274
Employees: 406
Members: 155,333
COASTAL1 CREDIT UNION
379 PUTNAM PIKE SMITHFIELD RI 02917
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,350,306,012
Deposits: $132,720,292
Net Worth: $342,716,812
Employees: 293
Members: 140,061

🏘️ All the Lenders Available in Providence County, RI

Compare other loan types in Smithfield, RI

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