At Wave, we are proud to serve our members with a commitment to financial empowerment and community service. Established in 1938 and headquartered in Warwick, RI, our mission is to provide accessible banking solutions that enhance the lives of our members. Under the leadership of CEO David Dupere and Board President Kenneth Mallette, Jr., we emphasize trust and a member-first approach in everything we do. As an NCUA-insured institution since April 8, 1981, our members can rest assured that their deposits are secure.

In today's fast-paced world, we understand the importance of modern banking tools that cater to your needs. With features like online banking, a user-friendly mobile application, person-to-person transfers, electronic statements, and e-signature authorization, we make managing your finances easier than ever. While we currently do not offer mobile payments, our commitment to innovation ensures that our services remain relevant and convenient. For more information about what we offer, visit us at https://www.wavefcu.org/ or reach out via fax at 4015621290. Join us as we continue to grow together as a community-focused credit union dedicated to your financial well-being.

At wave, we understand that managing your finances is essential to achieving your life goals. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members in Rhode Island. Whether you're looking for personal banking solutions such as checking and savings accounts, or need assistance with auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Our business banking services include merchant solutions and business loans to help you thrive in today's competitive market. With our commitment to providing accessible financial services, you can easily navigate your financial journey.

In today’s digital age, convenience is key, which is why wave offers robust online banking and a mobile app that allows you to manage your accounts anytime, anywhere. Enjoy features like person-to-person transfers and e-statements that simplify transactions and keep your finances organized. While we do not currently support mobile payments, our focus on digital access ensures that you have the tools necessary to stay on top of your finances as you plan for life milestones or grow your small business. Interested in becoming a member? Check out our membership qualifications at . Plus, if you're considering financing options or want to compare loan rates, visit https://www.lendmesh.com/loans/personal_loans for more information. For any personalized support, feel free to reach out via fax at (401) 562-1290; we're here to help you every step of the way!

Wave Credit Union stands out as a trusted and valuable financial partner, committed to empowering its members through a robust suite of services tailored to meet diverse financial needs. With a total membership of 6,883, Wave fosters a strong community ethos, ensuring that each member feels valued and supported. The credit union boasts impressive financial health, with total assets amounting to 145,982,940 and a net worth of 18,144,826. This solid foundation reflects our dedication to responsible management and transparency, assuring members that their deposits are in safe hands.

Our commitment to growth is evident in our diverse portfolio, which includes a variety of loans and leases totaling 3,614. This positions Wave as an excellent resource for personal financing, whether it’s securing an auto loan or managing credit card needs, with a notable credit card loan volume of 488 and an auto loan volume of 1,210. We understand that the needs of our members vary, and we strive to provide solutions that cater specifically to those requirements.

Wave Credit Union is not just about numbers; it’s about people. With a dedicated team of 25 employees ready to assist at every turn, we prioritize customer service excellence. Our net worth ratio stands at 1,243, showcasing our stability in the financial sector while allowing us to offer competitive rates on loans and deposits.

Our philosophy centers around community impact and member satisfaction. We aim to foster long-term relationships built on trust, transparency, and mutual benefit. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring that you have access to reliable information regarding our operations.

For those looking for the best options available in personal financing, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs. At Wave Credit Union, your financial well-being is our priority, making us your ideal partner on the journey towards achieving your financial goals.