WAVE FEDERAL CREDIT UNION - Warwick, RI

Welcome to Wave Credit Union, your trusted financial partner located at 480 Greenwich Ave, Warwick, RI 02886. Established in 1938, we've proudly served our community for over 85 years, fostering a culture of trust and commitment to our members. With a strong membership base of 6,883 individuals, we are dedicated to providing personalized financial solutions that fit your unique needs. At Wave, we understand that managing your finances is crucial. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets amount to an impressive $145,982,940, reflecting our stability and ability to support our members' financial journeys. We also prioritize your convenience with features like online and mobile banking services. Whether you're looking to make deposits, transfer funds, or access information on the go, we've got you covered. Plus, our friendly team of 25 employees is always here to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 480 Greenwich Ave, Warwick, RI 02886-1606. Feel free to reach out by phone at 401-781-1020 or send us a fax at 401-562-1290. Led by our CEO David Dupere and Board President Kenneth Mallette, Jr., Wave Credit Union remains committed to enhancing the financial well-being of our members. We invite you to join us in building a brighter financial future together! Visit us online at wavefcu.org or stop by today to learn more about how we can help you achieve your financial goals.

At Wave, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Warwick area, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for you to access our range of services designed to help you thrive financially. Plus, being part of Wave means you'll enjoy benefits like lower fees, competitive rates on loans, and personalized service that puts your needs first. To find out more about the specific eligibility criteria, feel free to check our detailed guidelines at . When you're ready to take the next step, opening an account is straightforward just give us a call at (401) 781-1020 or visit us at 480 Greenwich Ave Warwick Ri 02886. We're here to help you every step of the way as you join our vibrant community!

At Wave, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is to have a reliable partner when it comes to your finances, and we are proud to showcase our strong financial standing. With a net worth of $18,144,826, we maintain robust financial health. This allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,771,349 in share certificates and $7,013,851 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,362,924 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $605 in used auto loans and $80,935,258 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The numbers speak volumes about our growth: Total Share Accounts stand at 13,695, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $0, we're well-equipped to support your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wave is your trusted partner. Visit us at 480 Greenwich Ave Warwick Ri 02886 or call (401) 781-1020 to learn more about how we can help you achieve your financial goals.