WAVE FEDERAL CREDIT UNION
Wave Credit Union serves Rhode Island with a strong statewide presence, delivering member-focused financial solutions designed to enhance your everyday banking experience. With a commitment to supporting Rhode Islanders, Wave offers convenient ATM and cash withdrawal services, including basic ATM access for withdrawals and balance checks, as well as drive-thru banking for deposits, withdrawals, and simple transactions. Members also benefit from shared branch transactions that allow easy deposits and withdrawals through partner credit unions across the state.
Whether you're financing your next vehicle with competitive auto loans or pursuing homeownership through tailored mortgage loans and refinancing options, Wave provides personalized guidance every step of the way. Personal banking is made simple with checking and savings accounts, credit cards with rewards, personal loans, and debt consolidation options—all accessible via secure online and mobile banking platforms.
Business members enjoy dedicated merchant services and business loans designed to help Rhode Island enterprises grow. Beyond banking, Wave actively supports community programs throughout the state, reinforcing its commitment to financial education and local development.
Joining Wave Credit Union means becoming part of a cooperative that puts Rhode Island first—offering valuable services and a trusted partnership focused on helping you thrive financially wherever you live in the Ocean State.