Branch Location & Accessibility
Welcome to Wave, your friendly neighborhood credit union located at 1217 Warwick Ave, Warwick, RI 02888. Our branch is perfectly situated in Kent County, making it a convenient stop for all your banking needs. Whether you're heading to the nearby Warwick Mall or visiting the beautiful Goddard Memorial State Park, we are here to serve you. At our Warwick branch, accessibility is a priority. We offer ample parking and have features like ramps to ensure everyone can easily access our services. Plus, with our drive-thru banking option available, you can conduct your transactions without leaving your vehicle a perfect choice for those on the go! We invite you to visit us during our welcoming hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday and Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you ever need assistance or have questions, don't hesitate to give us a call at 401-463-9574. Our friendly staff is ready and eager to help you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. While members can visit us at 1217 Warwick Ave for all their banking needs, official correspondence should be sent to our mailing address: 1217 Warwick Ave, Warwick, RI 02888-4109. Feel free to stop by Wave today we look forward to welcoming you into our community!
Member Eligibility
Joining the Wave community at Wave is more than just opening a bank account; it's about becoming part of a supportive family that prioritizes your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria, which often includes living, working, or attending school in the Warwick area. If you're looking for specific details, feel free to check out our eligibility requirements. The process of opening an account is straightforward and welcoming; our team is here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (401) 463-9574. We can't wait for you to experience all the benefits and services we offer right here at 1217 Warwick Ave Warwick Ri 02888!
Financial Strength
At Wave, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation to support our community and help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $18,144,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,771,349 in share certificates and $7,013,851 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,362,924 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $605 in used auto loans and $80,935,258 in total loans and leases. Our commitment to operational efficiency is reflected in our $229,715, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 13,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wave is your trusted partner. Visit us at 1217 Warwick Ave Warwick Ri 02888 or call (401) 463-9574 to learn more about how we can help you achieve your financial goals.
