Navigant Credit Union Smithfield RI | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Navigant, where your financial well-being is our top priority! Located at 1005 Douglas Pike, Smithfield, RI 02917, our branch has been serving the community since 1915. With a rich history spanning over a century, we have grown into a trusted partner for 155,333 members, helping them achieve their financial goals. At Navigant, we understand that each member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. As of now, our total assets stand at an impressive $3,881,790,620, with total deposits reaching $179,116,724. This robust financial foundation allows us to lend confidently currently managing 69,065 loans and leases. Our leadership team is dedicated to ensuring that you receive exceptional service every time you visit. Under the guidance of CEO Kathleen Orovitz and Board President James Salome, our staff of 406 employees is here to assist you with any inquiries or services you may need. Whether you're looking for a new checking account or exploring loan options, we're committed to providing personalized support. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to the same address: 1005 Douglas Pike, Smithfield, RI 2917. We invite you to reach out via phone at 401-233-4300 or explore more about our offerings on our website at navigantcu.org. Join us today and experience the Navigant difference where your financial journey begins with trust and community spirit!

Branch History & Mission

Join Us

Experience the benefits of membership with Navigant today! Whether you're seeking guidance on your first home loan or looking for ways to save smarter with checking and savings accounts that fit your lifestyle, we're here for you every step of the way. Connect with us at Navigant Credit Union or call us at (401) 233-4300 we can't wait to welcome you into our family!

Our Mission

At Navigant, our mission is clear: We strive to empower our members by providing exceptional financial services while giving back to the community that supports us. We believe that everyone deserves access to quality financial products without barriers. This is why we continuously invest in technology that enhances your banking experience from mobile payments and online banking features to ADA compliance ensuring accessibility for all. We also take pride in being an active part of the Smithfield community. Through various partnerships and outreach programs, we aim to support local initiatives that make a difference in people's lives. Whether it's sponsoring educational programs or participating in community events, we are dedicated to enriching the neighborhoods where we live and work. While members can visit us at 1005 Douglas Pike Smithfield Ri 02917, official correspondence should be sent to 1005 Douglas Pike, Smithfield, RI 2917 if it differs. If you're looking for a credit union that prioritizes your financial health while contributing positively to the community, look no further than Navigant.

Our Story

Navigant began as a vision to provide affordable financial services to those in need. As we grew, so did our offerings, evolving to meet the needs of our diverse membership. Today, we proudly offer a range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with our members' best interests in mind. Located at 1005 Douglas Pike in Smithfield, our branch is easily accessible for both new and existing members. We are here to welcome you during our operating hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru services, we open early at 7:30 AM on weekdays and offer convenient access on Saturdays as well.

Branch Location & Accessibility

Convenient Access

At Navigant, we understand that convenience matters. Our branch features ample parking, ensuring that you can easily access our services without any hassle. Plus, we're proud to be ADA compliant, offering ramps and other accessibility features to accommodate all members of our community.

Get in Touch!

Have questions or need assistance? Feel free to call us at 401-233-4300. Our dedicated staff is here to help you navigate your financial journey. We invite you to stop by and see how we can support your banking needs today!

Operating Hours Tailored for You

We want you to visit us when it suits you best! Our lobby is open Monday through Wednesday from 9 AM to 4 PM, and on Thursday from 9 AM to 5 PM. If Fridays work better for you, we're here until 6 PM! We even welcome you on Saturdays from 9 AM to 12 PM. For those who prefer a quick visit, our drive-thru service is available Monday through Thursday from 7:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 12 PM.

Services Designed with You in Mind

Navigant offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage solutions, we've got everything covered. Need cash? Our ATM is readily available for withdrawals and balance checks right at the branch. While you can reach us at our physical address for all your banking transactions, if you need to send official correspondence, please use our mailing address: 1005 Douglas Pike, Smithfield, RI 2917.

Member Eligibility

At Navigant, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Joining us is straightforward and welcoming, especially if you live, work, worship, or go to school in the areas we serve. If you're related to someone who is already a member, that counts too! For more detailed eligibility criteria, you can check out our resource at . Becoming a member at Navigant not only opens the door to a range of personalized banking services but also connects you with a community that genuinely cares about your financial journey. Ready to take the next step? Opening an account is simple! Visit us online at http://www.navigantcu.org/personal/new-account/ or give us a call at (401) 233-4300. We can't wait for you to join our family at 1005 Douglas Pike Smithfield Ri 02917!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $776 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $264,481,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a payment solution that fits your unique needs. Our merchant services are designed for real-world application whether you're accepting payments online or in-store, we provide tools that simplify transactions. This means faster checkouts for your customers and smoother operations for you, allowing you to focus on what really matters: running your business. Located conveniently at 1005 Douglas Pike Smithfield Ri 02917, Smithfield, RI, we're here to partner with you every step of the way. For more information or to get started, give us a call at (401) 233-4300. Together, let's turn your business ambitions into achievements!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that every decision counts. Our business banking services include merchant services and business loans designed to support your growth. We're here to help you navigate your financial journey so that you can focus on what matters most running your business.

Convenient Access to Your Accounts

We believe that convenience is key in today's fast-paced world. That's why Navigant provides ATM services for cash withdrawals and balance checks right when you need them. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days when time is of the essence.

Financial Assistance When You Need It

Life can throw unexpected expenses your way. That's why we also offer personal loans and debt consolidation options. Whether it's for home repairs, medical bills, or other financial needs, our personal loans can give you the relief you need without added stress. And if you're looking to earn rewards while spending, consider our credit cards with rewards programs. They not only help you manage everyday purchases but also offer perks that make shopping more rewarding.

Join Us Today!

With all these offerings at Navigant, we're more than just a credit union; we're your partner in financial success. If you're ready to take control of your finances or explore the benefits of membership with us, don't hesitate to reach out! Call us at (401) 233-4300 or visit us today at 1005 Douglas Pike Smithfield Ri 02917 in Smithfield, RI. Together, let's build a brighter financial future!

Personal Banking Solutions

Managing your day-to-day finances should be easy. That's why at Navigant, we offer personal banking solutions that include checking and savings accounts designed to fit your lifestyle. You can easily access your accounts through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills on the go. If you're considering purchasing a car or refinancing an existing loan, our auto loans and vehicle financing options are here to help. Imagine driving off in that new car while knowing you've secured a great interest rate! For those looking to buy a home or refinance their mortgage, we provide mortgage loans with competitive rates, making homeownership more attainable.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available 24/7 at https://navigantcu.org/ . This means you can check your balances, pay bills, and transfer money without stepping foot outside your home. Whether you're on the go or cozy at home, managing your account has never been more accessible.

Easy Money Transfers

Sending money to friends or family has never been easier thanks to our person-to-person transfer service. You can share funds instantly, whether it's for splitting a bill or sending a gift. With all these features working together at Navigant, you'll experience real-time account management that keeps you in control of your finances while ensuring everything is secure. Join us today and discover how our digital banking services can simplify your life!

Essential Features for Everyday Banking

Need to sign documents quickly? We've got you covered with electronic signature authorization, making it simple to complete transactions securely. Prefer to keep track of your statements electronically? Our e-statements are available for your convenience, allowing you to view your financial activity at a glance. If you enjoy making payments with just a tap on your phone, our mobile payments feature will delight you. And don't forget about our mobile application! With it, you can access all these features right from your pocket.

Financial Strength

Commitment to Growth

With $356,189,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,638 in used auto loans and $3,279,792,139 in total loans and leases. Our operational efficiency is highlighted by our $11,912,607, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 259,914, showing a strong and growing member base that trusts us with their finances. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navigant is your trusted partner. Visit us at 1005 Douglas Pike Smithfield Ri 02917 or call (401) 233-4300 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $1,135,822,325 in share certificates and $999,259,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on member benefits rather than external interests.

Solid Financial Health

With a net worth of $378,533,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $569,575,410 in used vehicle loans and $210,374,998 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $264,481,715 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business, and we're committed to supporting local entrepreneurs with financing solutions tailored to their needs. At Navigant, we pride ourselves on not only providing these loan products but also on offering refinancing options and eligibility assessments designed specifically for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just want more information about our loan offerings, visit us online or stop by our branch today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,119,088, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while also helping you build credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that build trust with users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you find the best deals quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. If you're looking for the best loan rates without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that you receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing you to make informed decisions about your borrowing options.

NAVIGANT CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours Tailored for You

Services Designed with You in Mind

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking Services

Convenient Access to Your Accounts

Financial Assistance When You Need It

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking Services

Easy Money Transfers

Essential Features for Everyday Banking

Financial Strength

Commitment to Growth

Growing Member Base

Secure Savings Opportunities

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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