At Community & Teachers Federal Credit Union, we have been proudly serving our members since 1961, providing a solid foundation for financial empowerment and community support. Located in East Providence, RI, our mission is to foster a welcoming environment where individuals and families can access the financial tools they need to achieve their goals. Under the leadership of CEO Kenneth Saunders and Board President Barbara Geraghty, we are dedicated to putting our members first by offering personalized services that cater to their unique needs.

As a member-focused institution, we are proud to be insured by NCUA since January 7, 1991, ensuring that your deposits are safe and secure. Our commitment to modern banking means that you can manage your finances with ease through our robust online banking platform. While we currently do not offer mobile applications or person-to-person transfers, we provide essential services such as e-statements and basic drive-thru banking for your convenience. For more information about our offerings or to get in touch with us, please visit our official website at http://www.teacherscu.org/ or reach us via fax at 4014310431. At Community & Teachers FCU, trust and accessibility are at the heart of everything we do, empowering you to take charge of your financial future.

At Community & Teachers Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking for personal banking options such as checking and savings accounts, auto loans, or mortgage solutions, we have you covered. Our services extend to business banking, including merchant services and business loans, ensuring that small businesses in our community have the resources they need to thrive. We also offer convenient online banking, allowing members to manage their accounts from anywhere at any time. While mobile payments and a dedicated mobile app are not currently available, our commitment to accessibility means you can still enjoy seamless transactions through our online platform.

Our goal is to support our members in navigating their financial journeys, whether that involves planning for significant life milestones or managing everyday expenses. With tools like person-to-person transfers and various loan options available for comparison at https://www.lendmesh.com/loans/mortgage_loans , we empower our members to make informed decisions about their finances. Membership eligibility can be easily checked at , making it simple for individuals to join our community-focused credit union. If you need personalized assistance, feel free to reach out via fax at (401) 431-0431; our team is here to help you every step of the way as you work toward achieving your financial goals.

At Community & Teachers Federal Credit Union, we pride ourselves on being a trusted financial partner for our members, grounded in a strong foundation of performance and reliability. With a total membership of 1,688, we have established a close-knit community that values personalized service and mutual support. Our robust financial health is reflected in our total assets amounting to 29,202,927 and a net worth of 3,261,382, which demonstrates our stability and commitment to sound financial practices.

In the past year, we achieved a net income of 161,622, showcasing our ability to effectively manage resources while providing value to our members. This success is further evidenced by our total deposits reaching 2,930,648, which signifies the trust placed in us by our community. With a focus on growth and lending, we have facilitated 341 loans and leases, helping our members realize their financial dreams, whether it’s purchasing a new vehicle or refinancing an existing mortgage.

Our dedicated team of 10 employees works tirelessly to ensure that each member receives exceptional service tailored to their unique needs. The credit union's net worth ratio stands at an impressive 1,117, underscoring our solid capital position and resilience in the face of economic challenges. While we cater to various loan types, including a credit card loan volume of 80 and an auto loan volume of 100, we are also prepared to assist with commercial loans when needed.

Transparency is at the heart of what we do, as evidenced by our low total borrowings of 0, reflecting our focus on sustainable growth rather than relying heavily on external funding. We are proud to be a member-focused institution that prioritizes your financial well-being above all else.

For detailed insights into our performance metrics and financial data, feel free to visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov . If you're looking for the best rates for your financial needs, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans .