Personal Loans in Providence, RI 02903

Looking for a home or personal loan in Providence, RI? Compare offers from trusted local lenders to find rates and repayment plans that fit your budget and lifestyle. It’s easy, fast, and designed with your unique needs in mind.

Whether you’re buying a home or handling unexpected expenses, local lenders in Providence provide personalized service and flexible terms. Start comparing today to find the best loan options that support your financial goals with confidence and care.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , unchanged from 7, 30, and 60 days ago. Connexus has a personal loan with an APR of 9.49% . This rate has stayed the same over the past 7 and 30 days. There are no changes to report for this unsecured personal loan during that time.

🏦 All Local Lenders in Providence, RI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
RHODE ISLAND CREDIT UNION	160 FRANCIS ST PROVIDENCE RI 02903	⏰ Mon - Wed: 8:30am - 3:30pm Thurs:8:30am - 5:30pm Fri: 8:30am - 6:00pm 📞 4017517440 📠 4017510189	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $407,833,086 Deposits: $15,001,566 Net Worth: $44,130,392 Employees: 79 Members: 27,800

🏘️ All the Lenders Available in Providence County, RI

✅NAVIGANT CREDIT UNION

✅RHODE ISLAND CREDIT UNION

✅CUMBERLAND MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅COASTAL1 CREDIT UNION

✅PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION

✅BLACKSTONE RIVER FEDERAL CREDIT UNION

✅WAVE FEDERAL CREDIT UNION

✅COMMUNITY TEACHERS CREDIT UNION

✅CRANSTON MUNICIPAL EMPLOYEES CREDIT UNION

Compare other loan types in Providence, RI

Why compare Personal Loans in Providence, RI on LendMesh

If you’re searching for home or personal loans in Providence, RI, taking time to compare multiple lenders can help you find better rates and more flexible terms. LendMesh makes it easy to explore a variety of options side-by-side, empowering you to make informed decisions without pressure. Keep browsing to uncover deals that truly fit your financial goals and budget.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether 4% or 5%—and receive notifications when loan offers in Providence drop below your ideal threshold. Along with timely updates, you’ll get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you stay ahead and secure the best financing options available.

Customers are also interested in:

Home Loan Personal Loan