RHODE ISLAND CREDIT UNION - Providence, RI

At Rhode Island Credit Union, we pride ourselves on being more than just a financial institution; we're a vital part of the Providence community. Established in 1946, our commitment to serving our members and the local area has only grown stronger over the years. With a welcoming branch located at 160 Francis St, Providence, RI 02903, we're here to provide personalized banking solutions tailored to your needs. As of now, we proudly serve 27,800 members, offering a wide range of services from personal checking accounts to auto loans, and everything in between. Our total assets stand at an impressive $407,833,086, and we maintain robust deposits totaling $15,001,566. With a net worth of $44,130,392, you can trust that your finances are in safe hands. Our dedicated team of 79 employees is led by CEO David Suvall and Board President Jane Correia. Together, they ensure that we remain focused on our mission: to support our members' financial journeys with integrity and excellence. Whether you're looking for a new vehicle loan or need assistance with mortgage refinancing, our knowledgeable staff is ready to assist you. While members can visit us at our main branch for all their banking needs, official correspondence should be sent to the same address: 160 Francis Street, Providence, RI 02903-1118. If you want to learn more about how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us today at 401-751-7440 or explore our website at www.ricreditunion.org for additional information. We look forward to serving you!

Rhode Island Credit Union has a rich legacy that stretches back to 1946. Established with the goal of empowering local residents through accessible financial services, our branch in Providence, RI has grown alongside the community it serves. Located at 160 Francis St, Providence, RI 02903, we are proud to be a cornerstone of support for our members, helping them achieve their financial dreams. Since our inception, we have seen remarkable growth. With over 27,800 members and total assets reaching $407,833,086, Rhode Island Credit Union stands strong as a trusted financial partner. Our commitment to providing exceptional service has allowed us to expand our offerings and enhance our member experience. At Rhode Island Credit Union, our mission is clear: to provide personal banking solutions that help improve the lives of our members while fostering community development. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we embrace technology by offering online and mobile banking options for convenience. We believe in being more than just a bank; we strive to make a positive impact in our community. Through various partnerships and outreach efforts, we engage in initiatives that support local organizations and promote financial literacy among residents. Our goal is not only to provide financial services but also to uplift the community as a whole. For those needing assistance beyond regular hours or looking for convenience, we offer ATM availability right at our branch. While we currently do not have drive-thru banking or shared service centers, we ensure that every member receives personalized attention during our operating hours: Monday through Wednesday from 8:30 AM to 3:30 PM; Thursday from 8:30 AM to 5:30 PM; and Friday from 8:30 AM to 6:00 PM. While members can visit us at 160 Francis St, official correspondence should be sent to 160 Francis Street, Providence, RI 02903-1118. Join us at Rhode Island Credit Union and experience firsthand the benefits of membership. Together, let's build a stronger future for ourselves and our community! For more information or to open an account today, give us a call at 401-751-7440 or visit us online at www.ricreditunion.org.

Welcome to the Rhode Island Credit Union, your friendly financial partner located at 160 Francis St, Providence, RI 02903. Nestled in the heart of Providence County, our branch is conveniently situated near popular local landmarks, making it easy for you to drop by. Whether you're heading to a nearby café or exploring the vibrant downtown area, our location is just a stone's throw away. At Rhode Island Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ample parking, ensuring that everyone can easily access our services. While visiting us at this address, remember that any official correspondence should be sent to the same location: 160 Francis Street, Providence, RI 02903-1118. We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Join us Monday through Wednesday from 8:30 AM to 3:30 PM, Thursdays until 5:30 PM, and Fridays until 6:00 PM. Our dedicated team is here to assist you during these hours with a variety of banking services tailored just for you. For those on the go, we also provide convenient ATM access right here at our branch, ensuring you can handle your cash needs quickly and easily. Although we currently do not have drive-thru banking available, our friendly staff is always ready to serve you inside the branch. If you're looking for personal banking solutions like checking and savings accounts or loans including auto financing and mortgages you're in the right place! We invite you to visit us at Rhode Island Credit Union or give us a call at 401-751-7440 if you have any questions. We look forward to welcoming you into our community!

At Rhode Island, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the area. If you meet these criteria, you're already on your way to enjoying the benefits that come with membership! Not only will you gain access to personalized financial services, but you'll also join a supportive network that prioritizes your financial well-being. For more detailed eligibility information, feel free to check out our resources at . When you're ready to take the next step, opening an account is just a click away at https://internetloanapplication.cudl.com/rhodeisland/ . If you have any questions or need assistance, don't hesitate to give us a call at (401) 751-7440. We're here to help you every step of the way!

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, which translates into better services and peace of mind for you. Our current net worth of $44,130,392 reflects our strong financial footing. This enables us to provide competitive rates, lower fees, and enhanced member services tailored to your needs. In addition, our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue offering loans and services without interruption even during uncertain economic times. Your savings are well-protected with us. We have $81,785,275 in share certificates and $18,437,158 in money market shares, providing stable options for financial growth. Unlike traditional banks that often prioritize profits over people, we focus on our members first. With $0 in non-member deposits, we ensure that our resources work hard for you offering better loan rates, lower fees, and exclusive member benefits. Our commitment to growth is evident in our $38,257,720 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. Additionally, with $6,959 in used auto loans and $279,353,935 in total loans and leases, we support your financial aspirations across various sectors. We also pride ourselves on operational efficiency; our net income stands at $0, enabling us to maintain competitive loan rates and solid financial products for all members. Our dedicated team consists of 79 full-time employees who are always ready to assist you with knowledge and care. With a strong membership base represented by 43,684 accounts, we continue to grow together as a community focused on mutual success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 160 Francis St Providence Ri 02903 or call (401) 751-7440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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