Personal Loans in Lincoln, RI 02865

Looking for the best low APR loans in Lincoln, RI? Compare offers from trusted local lenders to find affordable rates that fit your budget and life goals. Quick approvals and flexible terms make managing your loan easier than ever.

Whether you need cash for an emergency or a big purchase, Lincoln residents can count on friendly support and clear options. Start comparing personal loans today to secure a rate that works for you and enjoy peace of mind.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , unchanged from 7, 30, and 60 days ago. Connexus has a personal loan with an APR of 9.49% . This rate has stayed the same over the past 7 and 30 days. There are no changes to report for this unsecured personal loan during that time.

🏦 All Local Lenders in Lincoln, RI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BLACKSTONE RIVER FEDERAL CREDIT UNION	100 OLD RIVER RD LINCOLN RI 02865	⏰ Monday through Friday: 8:30am to 4pm 📞 4013330780 📠 4017699241	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $70,018,037 Deposits: $9,907,995 Net Worth: $7,466,638 Employees: 15 Members: 4,404
NAVIGANT CREDIT UNION	185 FRONT ST LINCOLN RI 02865	⏰ Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm 📞 4012334300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $3,881,790,620 Deposits: $179,116,724 Net Worth: $378,533,274 Employees: 406 Members: 155,333

🏘️ All the Lenders Available in Providence County, RI

✅NAVIGANT CREDIT UNION

✅RHODE ISLAND CREDIT UNION

✅CUMBERLAND MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅COASTAL1 CREDIT UNION

✅PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION

✅BLACKSTONE RIVER FEDERAL CREDIT UNION

✅WAVE FEDERAL CREDIT UNION

✅COMMUNITY TEACHERS CREDIT UNION

✅CRANSTON MUNICIPAL EMPLOYEES CREDIT UNION

Compare other loan types in Lincoln, RI

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