Personal Loans in Lincoln, RI 02865

Looking for the best low APR loans in Lincoln, RI? Compare offers from trusted local lenders to find affordable rates that fit your budget and life goals. Quick approvals and flexible terms make managing your loan easier than ever.

Whether you need cash for an emergency or a big purchase, Lincoln residents can count on friendly support and clear options. Start comparing personal loans today to secure a rate that works for you and enjoy peace of mind.

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APR

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9.49 - 17.5 %

2 Yrs

∞

9.99 - 10.99 %

5.5 Yrs

$15,000

∞

9.99 - 12.49 %

2 - 5 Yrs

∞

9.99 - 13.99 %

∞

10.24 - 12.24 %

1 - 5 Yrs

$50,000

∞

10.49 - 10.99 %

4 - 5 Yrs

10,000 - $25,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Merrimack Valley's Peace of mind unsecured loans with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal unsecured loans and Smart choice unsecured loans both have an APR of 10.99% , also unchanged during these periods.

Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Navigant's personal loans have a minimum APR of 10.24% today, which is up from 9.24% seven, 30, 60, and 90 days ago. Home improvement loans remain steady at 10.74% with no change over the past 7, 30, or 60 days.

Coastal1 has a Personal line of credit with an APR of 10.75% , which is unchanged from 7 and 30 days ago. Their Personal/consolidation loans have a rate of 10.49% , steady over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan.

First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in Lincoln, RI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BLACKSTONE RIVER FEDERAL CREDIT UNION	100 OLD RIVER RD LINCOLN RI 02865	⏰ Monday through Friday: 8:30am to 4pm 📞 4013330780 📠 4017699241	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $70,018,037 Deposits: $9,907,995 Net Worth: $7,466,638 Employees: 15 Members: 4,404
NAVIGANT CREDIT UNION	185 FRONT ST LINCOLN RI 02865	⏰ Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm 📞 4012334300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $3,881,790,620 Deposits: $179,116,724 Net Worth: $378,533,274 Employees: 406 Members: 155,333

🏘️ All the Lenders Available in Providence County, RI

✅NAVIGANT CREDIT UNION

✅RHODE ISLAND CREDIT UNION

✅CUMBERLAND MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅COASTAL1 CREDIT UNION

✅PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION

✅BLACKSTONE RIVER FEDERAL CREDIT UNION

✅WAVE FEDERAL CREDIT UNION

✅COMMUNITY TEACHERS CREDIT UNION

✅CRANSTON MUNICIPAL EMPLOYEES CREDIT UNION

Compare other loan types in Lincoln, RI

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