Personal Loans in Lowell, MA

Looking for the best personal loan rates in Lowell, MA? Compare offers from trusted local lenders to find a loan that fits your needs and budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, the right loan is within reach.

Lowell residents deserve personalized service and flexible terms from lenders who understand the community. By comparing rates side-by-side, you can secure affordable financing with quick approvals and support you can count on. Start exploring your options today and take control of your financial future.

Filters

Lender
APR
Term
Amount
Link
Info
rfcu
10 - 12 %
4.1 - 7 Yrs
$10,000
∞
coastal1
10.49 - 10.99 %
4 - 5 Yrs
10,000 - $25,000
∞
stmaryscu
10.5 %
5 Yrs
$15,000
∞
websterfirst
11.74 - 14.9 %
2 - 5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rockland's personal loans with an APR of 10% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability over the past few months. Coastal1 has a Personal line of credit with an APR of 10.75% , which is unchanged from 7 and 30 days ago. Their Personal/consolidation loans have a rate of 10.49% , steady over the past 7, 30, 60, and 90 days. St. Mary'S Personal loans have a 10.5% APR today, unchanged from it was 7 days ago. There's no change in the rate over the past week.

Webster First has a Credit builder loan with an APR of 7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loans have a fixed APR of 11.74% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Lowell, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
DIGITAL FEDERAL CREDIT UNION
564 BRIDGE ST LOWELL MA 01850
ATM
P2P
E-Statements
E-Signature
Assets: $12,123,497,336
Deposits: $935,554,608
Net Worth: $1,170,409,164
Employees: 1794
Members: 1,154,404
WORKERS FEDERAL CREDIT UNION
1201 BRIDGE ST LOWELL MA 01850
ATM
P2P
E-Statements
E-Signature
Assets: $2,565,038,102
Deposits: $80,338,147
Net Worth: $337,059,477
Employees: 328
Members: 123,550

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION
✅WORKERS FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅ALIGN CREDIT UNION
✅ST MARYS CREDIT UNION
✅METROWEST COMMUNITY FEDERAL CREDIT UNION
✅METRO 66364 CREDIT UNION
✅COMMON TRUST FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION
✅BAXTER CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION
✅PATHWAY CREDIT UNION
✅MILLS42 FEDERAL CREDIT UNION
✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅TEWKSBURY FEDERAL CREDIT UNION
✅LOWELL FIREFIGHTERS CREDIT UNION
✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION
✅MEMBERS PLUS CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION
✅MALDEN FEDERAL CREDIT UNION
✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅MASS BAY CREDIT UNION
✅HEALTH ALLIANCE FEDERAL CREDIT UNION
✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION
✅MASS INSTITUTE OF TECH CREDIT UNION
✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LEXINGTON MA FEDERAL CREDIT UNION
✅WATERTOWN MUNICIPAL CREDIT UNION
✅BELMONT MUNICIPAL FEDERAL CREDIT UNION
✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

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