At our branch, we prioritize accessibility for all our members. We have designated parking spaces and ADA-compliant entrances to ensure that everyone can visit us comfortably. If you have any specific needs, please let our staff know we're here to assist!
Have questions or want more information? Don't hesitate to give us a call at 978-345-1021. Our dedicated team is excited to assist you! We invite you to come by our Lowell branch and discover how we can support your financial journey today!
Conveniently situated near several local landmarks, you can find us just a short drive from the scenic Merrimack River and the bustling downtown Lowell area. This prime location makes it easy for you to stop by while running errands or enjoying a day out in the city.
Our doors are open during convenient hours to fit your schedule. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. We strive to make your banking experience as hassle-free as possible.
At Workers Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, with ATM availability right at our branch, accessing your funds is quick and easy.
Imagine running your business without worrying about payment processing. Our merchant services provide you with easy-to-use solutions that help you accept payments seamlessly. From credit card transactions to mobile payments, we ensure that your customers have a smooth experience while you focus on what you do best growing your business. Located at 1201 Bridge St Lowell Ma 01850 in Lowell, MA, we're here to support your business journey. Give us a call at (978) 345-1021 or visit us to discover how our tailored banking solutions can work for you!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $99 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,384,895, we continue to drive economic growth by financing new and expanding businesses.
If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored to support your growth. We understand that running a business involves unique challenges, and we're here to provide the financial support needed to thrive.
In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions, allowing you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away.
Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money has never been easier. Our basic ATM access allows for quick withdrawals and balance checks so you can stay informed about your finances wherever life takes you. At Workers, located at 1201 Bridge St Lowell Ma 01850 in Lowell, MA, we strive to meet all your financial needs under one roof. If you're ready to learn more about how we can assist you on your financial journey or if you have any questions about our services, don't hesitate to reach out at (978) 345-1021. Join us today and experience the difference!
Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can help alleviate some of that stress. By consolidating high-interest debts into one manageable payment, you can take control of your financial situation and breathe easier.
Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through the process. We believe that owning a home should be an achievable dream for everyone.
We understand that managing your finances can be challenging. That's why we offer Personal Banking options, including checking and savings accounts designed to help you save and manage your money efficiently. Whether you need a straightforward checking account for daily transactions or a high-yield savings account to grow your funds, we have you covered.
For those who love to earn while they spend, our Credit Cards with Rewards program is perfect for you. Enjoy benefits that add value to your everyday purchases, making every transaction count towards something greater.
If you're in the market for a new car or truck, look no further than our Auto Loans & Vehicle Financing services. We provide competitive rates and flexible terms to make purchasing your dream vehicle more attainable. Imagine driving off the lot with confidence, knowing that you secured a loan tailored just for you.
For those who prefer banking on their smartphones, our mobile application makes it even easier to stay connected. You can make mobile payments seamlessly, check your account balances, and transfer money all from your pocket. Our app is designed with user-friendliness in mind so that even the least tech-savvy members can navigate it with ease.
Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Visit us at https://www.wcu.com/ to explore all the features that make banking simple and efficient. Whether you're making person-to-person transfers or setting up e-statements for easy record-keeping, our online services have you covered.
Security is a top priority for us. With electronic signature authorization, you can sign documents safely online without worrying about the risks. We also ensure that your information is protected through advanced security measures, giving you peace of mind as you manage your accounts digitally.
Say goodbye to paper clutter! With e-statements available at Yes, you can receive all your financial statements electronically. This not only helps keep your documents organized but also allows for quicker access whenever you need them. In today's fast-paced world, having reliable digital banking options is essential. At Workers, we are committed to providing you with tools that simplify managing your finances while keeping everything secure and accessible. Join us today and experience how easy banking can be!
Our operational efficiency is reflected in our $-$1,059,990, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 323 full-time employees and 5 part-time employees dedicated to serving you with expertise and care.
Members' savings are secured through $592,679,194 in share certificates and $11,532,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $261,636,899, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $173,438,991 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is supported by $20,934 in used auto loans and $1,709,215,566 in total loans and leases, helping you achieve your financial goals across various sectors.
With a net worth of $337,059,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
The trust of our members is evident with a total of 185,755 share and deposit accounts, showcasing a strong and growing member base that relies on us for their financial needs. With net shares available for lending and investments amounting to $0, we are well-positioned to meet your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Workers is your trusted partner. Visit us at 1201 Bridge St Lowell Ma 01850 or call (978) 345-1021 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $282,645,035 in used vehicle loans and $40,200,383 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, so you can feel confident driving off in a vehicle that suits your needs.
For business owners, our outstanding commercial loans totaling $139,384,895 provide the capital needed to grow and expand your business. We know how important it is for businesses to have access to funding when opportunities arise, and we're here to support that growth. If you're interested in any of these loan offerings or want more information about refinancing or eligibility options, please don't hesitate to reach out. You can contact us at (978) 345-1021 or visit us at our branch located at 1201 Bridge St Lowell Ma 01850 in Lowell, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing our members with transparent information and competitive loan products tailored to their needs.
For those needing extra flexibility, we offer credit lines with a total amount of $912,073,256 available. These lines can help manage unexpected expenses or fund special projects when needed. Additionally, we also provide flexible terms on unsecured credit card loans. While our current total for unsecured credit card loans is $0, these options help members manage their finances effectively without requiring collateral.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,140,020, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.
- Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency and trust in the information presented. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to empower users in their decision-making process. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*