Lowell MA Digital Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Digital, your trusted financial partner located at 564 Bridge St, Lowell, MA 01850. Since our establishment in 1979, we have been dedicated to serving the community with reliable and accessible banking solutions. With over 1,154,404 members, we pride ourselves on creating a welcoming environment where everyone can thrive financially. At Digital, we understand the importance of managing your money wisely. That's why we offer a variety of services tailored to meet your unique needs, including personal and business banking options, auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $12,123,497,336, which allows us to provide you with competitive rates and robust services. Our commitment extends beyond just numbers; it's about building relationships within our community. Under the leadership of CEO Shruti Miyashiro and Board President Lionel Raffi, our dedicated team of 1,794 employees works tirelessly to ensure that every member feels valued and supported. While members can visit us at 564 Bridge St, official correspondence should be sent to the same address for convenience. Feel free to reach out at 978-452-4701 if you have any questions or need assistance. Join us in experiencing a banking relationship built on trust and service. Visit our website at Digital Credit Union to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

Looking Ahead

As we move forward, we continue to embrace digital advancements while maintaining compliance with ADA standards. Our goal is to ensure that every member feels welcomed and supported at Digital. We understand that everyone's financial journey is unique, which is why we tailor our services to fit your individual needs. Join us at Digital and experience the difference a member-focused credit union can make in your life. Together, let's build a brighter financial future! For inquiries or assistance, feel free to call us at (978) 452-4701 during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 10 AM to 6 PM; and Saturday from 9 AM to 3 PM. We look forward to welcoming you!

Our Commitment to Community

Throughout the years, Digital has evolved into more than just a financial institution; it's a hub for community engagement. We actively participate in local events and initiatives that uplift our neighbors and strengthen our ties. Our partnerships with various organizations allow us to offer resources and support beyond traditional banking services. While you can visit us at 564 Bridge St Lowell Ma 01850, please note that official correspondence should be directed to 564 Bridge St, Lowell, MA 1850. We are equipped with an ATM for your convenience, ensuring easy access to your funds whenever you need them. Although we do not currently offer drive-thru banking or shared service centers, we are proud of our comprehensive online and mobile banking options that empower you to manage your finances from anywhere.

Branch Location & Accessibility

Welcome to Digital located at 564 Bridge St Lowell Ma 01850 in the heart of Lowell, MA! Our branch is conveniently situated, making it easy for you to access our services whether you are coming from nearby landmarks or just passing through the area. With a friendly atmosphere and dedicated staff, we aim to provide all members with a pleasant banking experience. While members can visit us at 564 Bridge St Lowell Ma 01850, official correspondence should be sent to 564 Bridge St, Lowell, MA 1850. We understand that accessibility is key, and our branch is designed with features like ADA compliance, ensuring that everyone can visit us without hassle. Plus, we offer ample parking for your convenience! Our operating hours are crafted to suit your busy lifestyle. You can drop by on Monday, Tuesday, or Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday from 10:00 AM to 6:00 PM. We're also open on Saturdays from 9:00 AM to 3:00 PM for those weekend errands. At Digital, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for your vehicle or home, we've got you covered! While we currently don't have drive-thru banking available, our ATM service is accessible for quick cash withdrawals and balance checks. If you're ready to explore what we can do for you, don't hesitate to give us a call at (978) 452-4701 or stop by our branch today. Our team is eager to assist you with all your banking needs!

Member Eligibility

At Digital, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is as easy as reaching out! If you're a resident of Massachusetts or work in certain qualifying sectors, you're likely eligible for membership with us. We also extend our arms to family members of current members, making it simple for you to join and enjoy the benefits we offer. Our members enjoy personalized services, competitive rates on loans, and access to various financial products tailored just for you. To find out more about the specific eligibility criteria, feel free to check out this resource for detailed information. Ready to take the next step? Opening an account at Digital is straightforward and hassle-free. Just give us a call at (978) 452-4701 or visit us at our branch located at 564 Bridge St Lowell Ma 01850 during our operating hours. We're excited to help you get started on your journey with us!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine accepting payments quickly and securely, whether online or in-store, making transactions smooth for you and your customers. Located at 564 Bridge St Lowell Ma 01850 in Lowell, MA, we're here to help you achieve your business dreams. Reach out to us at (978) 452-4701 to learn more about how we can assist you today!

Comprehensive List Of Services

Business Solutions

If you're an entrepreneur or small business owner, our business banking services, including merchant services and business loans, are crafted to help you thrive in today's economy. We want to see your business grow just as much as you do!

Convenient Access

At Digital, convenience is key. Enjoy easy access with our ATM and cash withdrawal services, ensuring that cash is always within reach when you need it. Our ATMs are equipped for basic functions like balance checks and withdrawals, allowing for quick transactions on-the-go.

Digital Banking Features

In today's fast-paced world, we know how important it is to have access to banking from the palm of your hand. Our online and mobile banking platforms empower you to manage your finances effortlessly. From transferring funds between accounts to paying bills online, everything is just a click away. We invite you to explore all these services and more by visiting us at Lowell or giving us a call at (978) 452-4701. Your financial wellbeing is our priority, and we're here to help make managing your money easier than ever!

Loans and Financing

Are you dreaming of a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We offer competitive rates to ensure you get the best deal possible. If you're considering buying a home, our mortgage loans and refinancing services are here for you as well. Picture yourself settling into your new home with a mortgage that suits your budget perfectly. For those unexpected expenses or consolidating debt, we provide personal loans that can ease the burden when life throws a curveball. And let's not forget about our credit cards with rewards, which allow you to earn points on everyday purchases making spending work for you.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that helps you keep track of your spending while also earning interest on your savings. With our easy online and mobile banking options, you can access your accounts anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily access your account information, make transactions, and keep track of your finances with just a few clicks. Whether you're checking your balance, transferring funds, or paying bills, everything is streamlined for you. Enjoy the peace of mind knowing that our platform is equipped with robust security features to protect your personal information. Want to go paperless? We offer e-statements for those who prefer a greener option while keeping their financial records organized and accessible. You can also authorize transactions using electronic signatures, making it easier than ever to complete important paperwork without the hassle of printing.

Mobile Access

For members on the go, our mobile application is a game changer. With mobile payments enabled, you can pay for goods and services directly from your phone no cash or cards needed! Plus, our person-to-person transfer feature makes sending money to friends and family as simple as sending a text message. We believe that managing your finances should be easy and efficient. That's why we provide these services to ensure you have everything you need right at your fingertips. Join us at Digital today and experience how our digital banking solutions can simplify your life!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $42,139,552, further demonstrating our commitment to providing valuable resources for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 564 Bridge St Lowell Ma 01850 or call (978) 452-4701 to learn more about how we can help you achieve your financial goals.

A Strong Foundation

With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the best terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We are committed to supporting local businesses with funding solutions tailored to their specific needs. At Digital, we prioritize making borrowing straightforward and accessible for everyone. For more information about our loan offerings or eligibility requirements, feel free to reach out at (978) 452-4701 or visit us at 564 Bridge St Lowell Ma 01850. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams. If you're considering refinancing an existing mortgage, we can provide options that might lower your monthly payments and save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending while providing you with an easy way to access funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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DIGITAL FEDERAL CREDIT UNION - Lowell, MA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Lowell, MA (01850)

Introduction

Branch History & Mission

Looking Ahead

Our Commitment to Community

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Solutions

Convenient Access

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Mobile Access

Financial Strength

A Growing Community

A Strong Foundation

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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