Mortgage Loans in El Segundo, CA

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
dupaco
Conv
6.5 - 6.88 %
6.63 - 6.96 %
15 - 30 Yrs
∞
penfed
Conv
6.625 %
6.813 %
30 Yrs
∞
togethercu
Conv
6.625 - 7.125 %
6.947 - 7.372 %
15 - 30 Yrs
∞
wescom
Conv
6.625 - 7.125 %
6.703 - 7.547 %
6 - 30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞
dcu
Conv
6.75 - 7.375 %
6.792 - 7.496 %
10 - 30 Yrs
∞
firsttechfed
Conv
6.75 - 7.375 %
6.852 - 7.559 %
10 - 30 Yrs
∞
kinecta
Conv
6.875 %
6.997 %
30 Yrs
∞

Looking for the lowest mortgage rates today in El Segundo, CA? Compare local loan offers that fit your budget and lifestyle. Whether you’re buying your first home or refinancing, finding the right rate can save you thousands.

El Segundo residents enjoy personalized service and quick approvals from trusted lenders. Explore flexible terms designed to meet your needs and make your home financing simple and stress-free right here in your community.

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-23

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, which is higher than 7 days ago at 3.75%. When the Fed Funds rate rises, it can put upward pressure on mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community offers a 15-year conventional fixed rate at 6.5%, up 12 bp from a week ago and 50 bp higher than a month ago. Their 30-year conventional fixed rate is 6.75%, unchanged from last week but 38 bp higher than 30 days ago. The 15-year and 30-year conventional refinance rates match the purchase rates, with similar changes. Pentagon shows 30-year Conventional Fixed rates today at 6.625% and 6.75% for the fixed and refinance options, respectively. FHA and VA 30-year Fixed loans are both at 6.125%. Jumbo 30-year Fixed loans are at 6.625%. Compared to 30 days ago, the refinance 30-year Conventional rate rose by 50 bp, while the others increased by 38 bp.

Together offers a 15-year conventional fixed rate today at 6.625%, up 25 bp from two weeks ago and 50 bp higher than a month ago. Their 30-year conventional fixed rate is 7.125%, unchanged from last week but up 38 bp from a month ago. Jumbo 30-year fixed loans match the conventional 30-year fixed at 7.125%, with the same recent changes. Adjustable 5-year ARMs are at 5.75%, steady from two weeks ago but 25 bp higher than a month ago.

Wescom Central has a 15-year conventional fixed rate today at 6.625%, up 13 bp from last week and 63 bp from a month ago. Their 30-year conventional fixed is steady at 7.125% but up 50 bp from 30 days ago. For adjustable-rate loans, the 5-year ARM is 6.125%, rising 25 bp over the past month, and the 7-year ARM is 6.375%, also up 25 bp in 30 days. The 10-year ARM stands at 6.75%, increasing 50 bp from a month ago. The jumbo 30-year fixed rate is 6.99% today. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Digital offers a 15-year Conventional Fixed rate at 6.75%, up 13 bp from a week ago and 63 bp higher than a month ago. Their 30-year Conventional Fixed is 7.375%, unchanged from last week and 38 bp above the rate from 30 days ago. The 15-year Conventional ARM matches the fixed rate at 6.75%, with the same weekly and monthly increases. The 30-year Conventional ARM is 7.375%, steady over the past week and 25 bp higher than a month ago.

First Technology shows a 15-year conventional fixed rate today at 6.75%, up 38 bp from last week and 63 bp from 30 days ago. The 30-year conventional fixed rate is 7.375%, rising 25 bp in the past week and 50 bp over the month. Jumbo 30-year fixed loans stand at 7.25%, increasing 38 bp from last week and 50 bp from 30 days ago. Adjustable 5- and 7-year fixed rates are both 6.5%, up 13 bp this week and 63 bp since last month. The 10-year adjustable fixed rate is 7.125%, up 38 bp from last week. Kinecta offers a 30-year Conventional fixed rate today at 6.875%, up 38 bp from a week ago and 63 bp from 30 days ago. Their 30-year Jumbo fixed rate is 6.75%, up 13 bp from both a week and 30 days ago. The 30-year ARM and 15-year fixed rates are not listed.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 7.021%, and Freddie Mac's 30-year rate is 6.950%, with Zillow higher than Freddie Mac. Zillow's 15-year rate stands at 6.911%, higher than 7 days ago. These rates reflect the current cost of borrowing for homebuyers, influencing how much people can afford and the demand for housing.

🏦 Local Lenders in El Segundo, CA

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🏘️ All the Lenders Available in Los Angeles County, CA

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