Mortgage Loans in El Segundo, CA

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.337 - 6.837 %
6.337 - 6.837 %
15 - 30 Yrs
∞
calcoastcu
Conv
6.373 - 7.25 %
6.375 - 7.33 %
5 - 30 Yrs
∞
lbsfcu
Conv
6.375 - 6.875 %
6.403 - 6.892 %
15 - 30 Yrs
∞
nasafcu
Conv
6.375 - 6.875 %
6.641 - 7.043 %
15 - 30 Yrs
∞
alturacu
Conv
6.375 - 6.99 %
6.569 - 7.184 %
6 - 30 Yrs
∞
1stunitedcu
Conv
6.375 - 7 %
6.523 - 7.051 %
15 - 30 Yrs
∞
hfcu
Conv
6.375 - 7.125 %
6.81 - 7.322 %
10 - 30 Yrs
∞
vccuonline
Conv
6.375 - 7.375 %
6.515 - 7.596 %
15 - 30 Yrs
∞
chevronfcu
Conv
6.5 - 6.875 %
6.653 - 6.97 %
15 - 30 Yrs
∞
sierracentral
Conv
6.5 - 6.875 %
6.945 - 7.151 %
30 Yrs
∞

Looking for the lowest mortgage rates today in El Segundo, CA? Compare local loan offers that fit your budget and lifestyle. Whether you’re buying your first home or refinancing, finding the right rate can save you thousands.

El Segundo residents enjoy personalized service and quick approvals from trusted lenders. Explore flexible terms designed to meet your needs and make your home financing simple and stress-free right here in your community.

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-23

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, which is higher than 7 days ago at 3.75%. When the Fed Funds rate rises, it can put upward pressure on mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed rate at 6.337% today, up 13 bp from a week ago. The 30-year conventional fixed rate is 6.837%, also up 25 bp over the same period. Their 5-year adjustable rate stands at 6.657%, rising 12 bp from last week. California Coast offers a 15-year conventional fixed rate at 6.625% and a 30-year conventional fixed at 7.25%, both unchanged from a week ago but up 50 bp from a month ago. The jumbo 30-year fixed matches the conventional 30-year at 7.25%, with the same recent changes. Adjustable-rate 5-year loans are steady at 5.5%, and 7-year ARMs hold at 6.0%.

Lbs Financial offers a 15-year fixed rate at 6.375%, up 38 bp from a week ago and 50 bp from a month ago. Their 30-year fixed rate is 6.625%, up 25 bp over both the past week and month. Nasa offers a 15-year conventional fixed at 6.375%, up 38 bp from a week ago and 63 bp higher than a month ago. Their 30-year conventional fixed is 6.875%, also up 38 bp in the past week and 50 bp over 30 days. FHA 30-year fixed loans are at 6.625%, rising 25 bp in the last week and 50 bp in the last month. VA 30-year fixed stands at 6.5%, up 38 bp from last week and 63 bp from 30 days ago. Jumbo 30-year fixed loans are 6.875%, with a 25 bp increase in the past week and 50 bp over the month.

Altura shows a 15-year Conventional Fixed rate today at 6.375%, up 38 bp from a week ago. The 30-year Conventional Fixed rate is 6.99%, rising 24 bp in the last 7 days. FHA 30-year Fixed is at 7.125%, up 13 bp from last week. Jumbo 30-year Fixed stands at 7.0%, increasing 38 bp over seven days. The 5-year Adjustable rate is 6.625%, down 25 bp this week, while the 7-year Adjustable is steady at 6.75%. 1St United offers a 15-year conventional fixed rate at 6.5%, up 25 bp from last week, and a 30-year conventional fixed at 7.0%, also up 25 bp. Their jumbo 30-year fixed is 7.125%, up 25 bp. The 7-year adjustable rate is 6.375%, up 25 bp. Rates have increased slightly across these options compared to one week ago.

Hanscom offers a 15-year fixed at 6.5%, up 25 bp from last week, and a 30-year fixed at 7.125%, also up 25 bp. The 30-year VA fixed rate is 6.875%, rising 25 bp over seven days. Rates have increased since early September, with 30-day changes of 38 bp for all three programs. Ventura County shows a 15-year Conventional Fixed rate today at 6.375%, unchanged from last week but up 38 bp from a month ago. The 30-year Conventional Fixed rate is 7.0%, up 41 bp from last week and 38 bp from a month ago. The 30-year VA Fixed rate last week was 6.695%, but today’s rate is not listed. The 5-year ARM rate was 6.25% last week, with no current rate shown.

Chevron offers a 15-year conventional fixed rate at 6.5%, up 13 bp from a week ago and 75 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, rising 25 bp over 30 days. The 30-year jumbo fixed rate matches the conventional at 6.875%, also up 25 bp in 30 days. Sierra Central offers a 30-year Conventional fixed rate at 6.5% today, up 13 bp from last week and 38 bp from a month ago. Their 30-year VA fixed rate is 7.375% with no change from last week.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 7.021%, and Freddie Mac's 30-year rate is 6.950%, with Zillow higher than Freddie Mac. Zillow's 15-year rate stands at 6.911%, higher than 7 days ago. These rates reflect the current cost of borrowing for homebuyers, influencing how much people can afford and the demand for housing.

🏦 Local Lenders in El Segundo, CA

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🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION
✅LA HEALTHCARE CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅UNIVERSITY 64171 CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅JACOM CREDIT UNION
✅SAGAFTRA CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅MARYKNOLL OF L A FEDERAL CREDIT UNION
✅LOS ANGELES FEDERAL CREDIT UNION
✅LOS ANGELES LEE FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅LOS ANGELES POLICE FEDERAL CREDIT UNION
✅SCHOOLS FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅WATER AND POWER COMMUNITY CREDIT UNION
✅FIRST CITY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅FIRST ENTERTAINMENT CREDIT UNION
✅TECHNICOLOR FEDERAL CREDIT UNION
✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION
✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION
✅CAL STATE LA CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
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✅RIZE FEDERAL CREDIT UNION
✅PRIORITY ONE CREDIT UNION
✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅PASADENA FEDERAL CREDIT UNION
✅MIDCITIES CREDIT UNION
✅VA DESERT PACIFIC FEDERAL CREDIT UNION
✅GLENDALE FEDERAL CREDIT UNION
✅ARROWHEAD FEDERAL CREDIT UNION
✅RANCHO FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
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✅CALCOM FEDERAL CREDIT UNION
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✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
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✅CALIFORNIA LITHUANIAN CREDIT UNION
✅TORRANCE COMMUNITY FEDERAL CREDIT UNION
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✅FARMERS INSURANCE FEDERAL CREDIT UNION
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✅LBS FINANCIAL CREDIT UNION
✅LA FINANCIAL CREDIT UNION
✅THE FIRST FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CAMINO FEDERAL CREDIT UNION
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✅USB EMPLOYEES CREDIT UNION
✅BOPTI FEDERAL CREDIT UNION
✅POPA FEDERAL CREDIT UNION
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✅FOOTHILL FEDERAL CREDIT UNION
✅LONG BEACH FIREMEN S CREDIT UNION
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✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅CALTECH EMPLOYEES FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ECENTRAL CREDIT UNION
✅LOGIX FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅GLENDALE AREA SCHOOLS CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅MATADORS COMMUNITY CREDIT UNION
✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅L A MISSION CREDIT UNION
✅GAIN FEDERAL CREDIT UNION
✅COLUMBUS CLUB FEDERAL CREDIT UNION
✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION
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✅UNIVERSAL CITY STUDIOS CREDIT UNION
✅CLEARPATH FEDERAL CREDIT UNION
✅UME FEDERAL CREDIT UNION
✅MEDIA CITY CREDIT UNION
✅UNITED CATHOLICS FEDERAL CREDIT UNION
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✅EL MONTE COMMUNITY CREDIT UNION
✅AMERICAS CHRISTIAN CREDIT UNION
✅CHRISTIAN COMMUNITY CREDIT UNION
✅CHAFFEY FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION

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