Mortgage Loans in Middlesex, NJ

Looking for credit union home loan rates in Middlesex, NJ? Compare offers from local lenders to find competitive rates and flexible terms that fit your budget. Getting the right mortgage can make all the difference in turning your homeownership dreams into reality.

With personalized guidance and lower fees, Middlesex credit unions provide a friendly, community-focused approach to home loans. Take a moment to explore your options and see how affordable and simple buying a home in Middlesex can be.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Middlesex, NJ

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🏘️ All the Lenders Available in Middlesex County, NJ

✅TERMINALS FEDERAL CREDIT UNION
✅MIDSTATE CREDIT UNION
✅CENTRAL JERSEY FEDERAL CREDIT UNION
✅NEW JERSEY STATE PBA FEDERAL CREDIT UNION
✅UNITED POLES FEDERAL CREDIT UNION
✅SOUTHERN MIDDLESEX CO TCHRS FEDERAL CREDIT UNION
✅MAUN FEDERAL CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅CRIERS FEDERAL CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION
✅M C MENLO PARK CREDIT UNION
✅PUBLIC SERVICE 11779 CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅AFFINITY 857 CREDIT UNION
✅NJ GATEWAY FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅PARLIN DUPONT EMPLOYEES FEDERAL CREDIT UNION
✅RARITAN BAY FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅ILA LOCAL 1235 CREDIT UNION
✅BM S CREDIT UNION
✅UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION
✅MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION
✅MOTION FEDERAL CREDIT UNION

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