Home Equity Loans in Middlesex, NJ

Looking to tap into your home’s value in Middlesex, NJ? Compare home equity line interest rates to find the best deal that fits your needs. Whether it’s a renovation or debt consolidation, getting the right rate can make all the difference.

Our community-focused lenders in Middlesex offer flexible terms and fast funding to help you reach your financial goals with confidence. Start comparing today and see how easy it is to unlock your home’s potential while enjoying personalized support every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
gardensavingsfcu
5.48 - 6.625 %
5 - 30 Yrs
100 %
∞
andrewsfcu
5.74 %
20 Yrs
95 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity rate range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are 5.74% to 7.99% now, unchanged from 7 and 30 days ago but lower than the 60 and 90 days ago range of 5.74% to 8.24% . First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Garden Savings has a HELOC with rates today from 5.48% to 6.25% , down from 5.95% to 7% seven and 30 days ago. Their Home Equity loan shows rates between 6% and 6.62% , which is also lower than the 6.38% to 7% range seen over the past 7, 30, 60, and 90 days.

Andrews Federal Credit Union has a Home Equity rate of 5.74% today, which is up from 5.49% seven, 30, and 60 days ago. The rate has stayed the same over the past two months before this increase. First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7, 60, and 90 days ago but lower than 30 days ago when the top rate was 8.49% . Its HELOC rates are steady at 6.75% to 7.25% , unchanged from both 7 and 30 days ago.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Middlesex, NJ

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🏘️ All the Lenders Available in Middlesex County, NJ

✅TERMINALS FEDERAL CREDIT UNION
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✅CENTRAL JERSEY FEDERAL CREDIT UNION
✅NEW JERSEY STATE PBA FEDERAL CREDIT UNION
✅UNITED POLES FEDERAL CREDIT UNION
✅SOUTHERN MIDDLESEX CO TCHRS FEDERAL CREDIT UNION
✅MAUN FEDERAL CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅CRIERS FEDERAL CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION
✅M C MENLO PARK CREDIT UNION
✅PUBLIC SERVICE 11779 CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅AFFINITY 857 CREDIT UNION
✅NJ GATEWAY FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅PARLIN DUPONT EMPLOYEES FEDERAL CREDIT UNION
✅RARITAN BAY FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅ILA LOCAL 1235 CREDIT UNION
✅BM S CREDIT UNION
✅UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION
✅MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION
✅MOTION FEDERAL CREDIT UNION

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