Southern Middlesex Co Tchrs CU

Introduction

Welcome to Southern Middlesex County Teachers Federal Credit Union, a trusted financial institution established in 1939, dedicated to serving our community with integrity and care. Under the leadership of CEO Lynne Fritz and Board President Linda Fekete, we strive to empower our members by offering a wide range of financial services tailored to meet their needs. Located in East Brunswick, NJ, we take pride in providing an accessible banking experience that prioritizes member satisfaction. Our commitment to safety is reinforced by NCUA insurance since January 4, 1971, ensuring your deposits are secure.

At Southern Middlesex County Teachers FCU, we understand that modern banking requires convenience and flexibility. That's why we offer robust online banking services, a mobile application for on-the-go access, and person-to-person transfer capabilities, all designed to make managing your finances easier than ever. Additionally, our e-statements provide a sustainable option for accessing your account information while promoting environmental responsibility. While mobile payments and electronic signature authorization are not currently available, our focus remains on delivering essential financial solutions that foster trust and accessibility. For more information about our services or to become a member, visit us at https://myfavoritecu.com/ or reach out via fax at 7322388628. Join us as we continue to build a strong financial future together!

Financial Services

At Southern Middlesex County Teachers Federal Credit Union, we are dedicated to providing our members with a comprehensive suite of financial services designed to meet their unique needs. From personal banking options such as checking and savings accounts to specialized services like auto loans, mortgage refinancing, and business banking solutions, we cater to a diverse range of financial requirements. Our credit cards come with rewards that make every purchase more rewarding, while our online and mobile banking platforms empower members to manage their finances anytime, anywhere. With features like Person-to-Person transfers and e-statements, staying on top of your finances has never been easier.

We understand that life is full of milestones—from buying your first car to expanding your small business. Our digital access through online banking and our mobile application provides you with the tools necessary to plan effectively for these significant moments. While membership is accessible through specific qualifications detailed at https://myfavoritecu.com/membership/, we ensure that our services are tailored for everyone in our community. For those considering financing options, visit https://www.lendmesh.com/loans/vehicle_loans to compare loan rates and find the best fit for your needs. Should you have any questions or require personalized support, feel free to reach out via fax at (732) 238-8628; we are here to help you every step of the way.

Financial Highlights

In today's dynamic financial landscape, finding a trustworthy partner is essential for securing your financial future. Southern Middlesex Co Tchrs has established itself as a reliable and valuable financial institution since its inception in 1939. With a dedicated membership base of 2,991, this credit union proudly serves its community by offering personalized financial solutions tailored to individual needs.

Southern Middlesex Co Tchrs boasts impressive financial metrics that underscore its stability and commitment to members. With total assets amounting to 43,384,451 and a net worth of 4,306,028, it demonstrates robust fiscal health. The credit union’s prudent management has resulted in an enviable net worth ratio of 993, ensuring that members' deposits are well-protected while providing the necessary capital for lending activities.

The institution's commitment to community support is reflected in its total loans and leases, which stand at 496. This figure not only signifies the trust placed in Southern Middlesex Co Tchrs by its members but also highlights the institution’s role in promoting local economic growth through responsible lending practices. Additionally, with total deposits reaching 3,454,534, members can feel confident knowing their funds are secure and actively contributing to the community's prosperity.

At the heart of Southern Middlesex Co Tchrs is a dedicated team of just 5 employees who work tirelessly to provide exceptional service. Their focus on member satisfaction ensures that every interaction is meaningful, reinforcing the bond of trust that sets this credit union apart from others. Moreover, with a diverse range of offerings, including credit cards with rewards and auto loans totaling 244, Southern Middlesex Co Tchrs caters to various financial needs while maintaining transparency and accountability.

For those looking for commercial financing options, Southern Middlesex Co Tchrs is poised to assist; however, it currently holds no commercial loans in its portfolio, reflecting its focused approach on serving individual members rather than diversifying into riskier ventures.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. If you're ready to explore competitive loan options that align with your financial goals, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

Branch Address

Services Offered

Join Our Community