Midstate Credit Union | Fast Auto Loans & Convenient ATM Access

Introduction

Welcome to midstate, a trusted financial institution proudly serving our community since 1950. Under the leadership of CEO Tracy Sussmann and Board President Frank Roche, we are dedicated to empowering our members through exceptional service and innovative financial solutions. Our headquarters, located in the heart of Carteret, NJ, embodies our commitment to fostering a supportive environment for all who seek financial stability and growth.

At midstate, we believe in putting our members first, offering a range of modern banking tools designed to enhance accessibility and convenience. With features such as Online Banking, a user-friendly Mobile Application, E-Statements, and Mobile Payments, managing your finances has never been easier. We take pride in being federally insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are secure. For more information about our services or to get in touch with us, please visit our website at https://midstatefcu.org/ or reach out via fax at (732) 541-4449. Join us in experiencing a member-first approach that prioritizes trust and financial empowerment for everyone.

Financial Services

At midstate, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options, including checking and savings accounts, to specialized loans such as auto financing and mortgage refinancing, we are dedicated to providing solutions that empower our members in their financial journeys. Our business banking services also cater to entrepreneurs, with merchant services and business loans that help small businesses thrive. With the convenience of online banking and a mobile application at your fingertips, managing your finances has never been easier. Though we do not offer person-to-person transfers, features like e-statements and mobile payments allow you to stay organized and efficient while handling your everyday banking needs.

In today’s fast-paced world, having access to digital tools is essential for planning life milestones or growing a small business. Whether you're looking to save for a new home or streamline your business operations, our services are crafted with your goals in mind. We welcome anyone interested in becoming a member; you can learn more about eligibility at https://midstatefcu.org/membership/. Additionally, if you’re considering loan options, don’t hesitate to explore competitive rates through our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans. For personalized support or any inquiries, feel free to reach out via fax at (732) 541-4449. At midstate, we are here to support your financial aspirations every step of the way.

Financial Highlights

At midstate, we take pride in being a trusted and valuable financial partner for our members. With a strong foundation dating back to 1950, our commitment to providing exceptional service and financial solutions is reflected in our impressive performance metrics. Total Membership stands at 855, showcasing the trust and loyalty of our community. Our robust financial health is evidenced by Total Assets of 20,660,696 and a Net Worth of 2,980,805, ensuring that we are well-positioned to meet the needs of our members now and into the future.

Our financial stability is further highlighted by a Net Worth Ratio of 1,443, which demonstrates our strength relative to industry standards. This solid framework enables us to offer a diverse range of products tailored to enhance your financial well-being, including Credit Card Loan Volume of 994 and Auto Loan Volume of 30. We prioritize transparency, with Total Deposits amounting to 904,154 and Total Loans and Leases totaling 1,241, reflecting our commitment to responsible lending practices.

With a dedicated team of just 4 employees, we are focused on delivering personalized service that meets the unique needs of each member. While we currently have no Commercial Loans or Total Borrowings, our approach prioritizes sustainable growth and member satisfaction above all else.

At midstate, we strive not only to be your financial institution but also your partner in achieving your goals. Performance insights and financial data can be verified through the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Midstate CU

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

Branch Address

Services Offered

Branch Address

Services Offered

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