Welcome to ila-local-1235, a proud financial institution established in 1981 and headquartered in the vibrant city of Newark, NJ. Our mission is rooted in empowering our members through exceptional service and a commitment to community well-being. Under the guidance of CEO Linda Cernadas and Board President James Anderson, we strive to foster an environment where all members can achieve their financial goals with confidence and ease. As a federally insured credit union since 7/22/1981 0:00, we prioritize your trust and security, ensuring that your deposits are safeguarded by NCUA insurance.

At ila-local-1235, we recognize the importance of modern banking solutions. While we currently do not offer online banking or mobile payments, our user-friendly mobile application allows for convenient access to your accounts on-the-go. We also provide electronic statements for easy record-keeping and e-signature authorization for streamlined processes, making it simpler for you to manage your finances. With a member-first approach, we are dedicated to providing personalized services that meet your unique needs, from auto loans and personal loans to business banking solutions. Explore more about us at our official website: https://www.ila1235fcu.com/ , or feel free to reach out via fax at (973) 732-1698. Join us today and experience financial empowerment like never before!

At ila-local-1235, we take pride in offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to auto loans and vehicle financing, our offerings are tailored to help you manage your everyday banking needs effectively. Additionally, we provide mortgage loans and refinancing options that allow you to navigate significant life milestones with ease. Our commitment to supporting small businesses is evident through our business banking services, which include merchant services and business loans, ensuring that entrepreneurs have the tools they need to thrive.

In today’s digital age, accessibility is key, and that's why ila-local-1235 offers a mobile application for convenient banking on the go. Although online banking is not currently available, our mobile app provides essential features that help members stay connected with their finances. While we don't offer person-to-person transfers or mobile payments at this time, we do provide e-statements and e-signatures for easy document management. Whether you're planning for future goals or seeking assistance with daily financial tasks, our dedicated team is here to support you. To explore membership eligibility or find out more about our competitive rates, visit http://www.ila1235fcu.com/memberapp .php or check out loan comparison options at https://www.lendmesh.com/loans/vehicle_loans . For personalized assistance, feel free to reach out via fax at (973) 732-1698—we're always ready to help you take the next step in your financial journey.

At ila-local-1235, we pride ourselves on being a trusted and valuable financial partner for our members. With a robust Total Membership of 642, we have built a strong community that relies on our commitment to service and excellence. Our financial health is reflected in our Total Assets, which stand at 6,857,206, showcasing our ability to support our members' needs effectively.

Our Net Worth of 935,642 underscores the stability and reliability that you can expect from us as your financial institution. Despite facing challenges, our focus remains on growth, as demonstrated by our Net Income of -3,769. We are dedicated to fostering an environment where every member's financial journey is prioritized.

With Total Deposits amounting to 266,362, members trust us to safeguard their hard-earned money, while our Total Loans and Leases of 263 illustrate our capability to provide the necessary funds for various life ventures. This is further evidenced by the significant Auto Loan Volume of 100, demonstrating our commitment to helping you secure the vehicle you need.

Our team of just 2 dedicated employees ensures personalized attention and support, allowing us to maintain a Net Worth Ratio of 1,364, which reflects our sound management practices. Furthermore, with a Credit Card Loan Volume of 164, we offer options that cater to your spending needs.

We understand that transparency and accountability are vital in building trust, which is why we regularly report performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Join us at ila-local-1235 and experience how we can help you achieve your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.