I.L.A. LOCAL 1235 FEDERAL CREDIT UNION

Welcome to I.l.a. Local 1235, your trusted financial partner located at 17 Daleron Pl, Laurence Harbor, NJ 08879. Since our establishment in 1981, we have been dedicated to serving our community and supporting our members with reliable banking solutions. With a robust membership of 642 individuals, we pride ourselves on being more than just a credit union; we're a family committed to helping you achieve your financial goals. At I.l.a. Local 1235, we believe in the power of local relationships. Our team, led by CEO Linda Cernadas and Board President James Anderson, is here to provide personalized service tailored to your needs. Our total assets stand at an impressive $6,857,206, reflecting our stability and commitment to safeguarding your money. With total deposits of $266,362 and a net worth of $935,642, you can trust that your finances are secure with us. We offer a variety of services designed for every stage of life, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Whether you're looking to purchase your dream car or start a new venture, we have the right products for you. While members can visit us at our branch address for in-person assistance, please note that official correspondence should be sent to our mailing address: One Gateway Center, Suite 2600, Newark, NJ 07102. Feel free to reach out to us at 973-344-8660 during our lobby hours from 9 AM to 3 PM on weekdays. We invite you to explore how we can help you thrive financially and look forward to welcoming you into our community! For more information about our services or to become a member, visit us online at ila1235fcu.com.

Welcome to I.l.a. Local 1235, where our story is woven into the fabric of Laurence Harbor, NJ. Since opening our doors in 1981, we have proudly served our community with dedication and care. Our branch is located at 17 Daleron Pl, a welcoming spot for members to access financial services right in the heart of town. Over the years, I.l.a. Local 1235 has grown significantly, now boasting a membership of 642 individuals who trust us with their financial needs. With total assets reaching an impressive $6,857,206, we are committed to providing secure and reliable banking solutions. Our mission centers on not just offering exceptional financial products but also fostering a strong sense of community support and engagement. Our core mission statement reflects our commitment: "To empower our members through accessible financial services while actively contributing to the well-being of our community." We believe that everyone deserves the chance to achieve their financial goals, whether through personal banking services like checking and savings accounts or loans for vehicles and homes. While members can visit us at 17 Daleron Pl Laurence Harbor Nj 08879, official correspondence should be sent to One Gateway Center, Suite 2600, Newark, NJ 7102. This allows us to maintain efficient communication while ensuring that we focus on serving you during our operating hours from 9 AM to 3 PM on weekdays. At I.l.a. Local 1235, we embrace technology and accessibility. We offer mobile applications for convenient banking on the go and ensure ADA compliance so all members feel welcome in our branch. Though we currently do not have ATM services or drive-thru banking, we are dedicated to providing personalized service tailored to each member's unique needs. Our commitment extends beyond traditional banking. We actively seek partnerships within the community and engage in outreach efforts that uplift those around us. By supporting local initiatives and charities, we strive to make a positive impact in Laurence Harbor and beyond. Join us today and discover how I.l.a. Local 1235 can help you navigate your financial journey. Experience the benefits of being part of a credit union that values its members and community above all else. Together, let's build a brighter future! For more information or assistance, feel free to call us at (973) 344-8660 or visit our website at ila1235fcu.com.

Welcome to I.l.a. Local 1235, your friendly neighborhood credit union located at 17 Daleron Pl in beautiful Laurence Harbor, NJ! Our branch is designed with your convenience in mind, making it easy for you to access all of our services right here in Middlesex County. Whether you're stopping by for a quick transaction or looking to explore our wide range of financial products, we're here to help. While members can visit us at 17 Daleron Pl, official correspondence should be sent to One Gateway Center, Suite 2600 in Newark, NJ. Our location is easily accessible and close to several local landmarks, ensuring that you can find us without any hassle. We prioritize accessibility and provide features like ADA-compliant entrances and ample parking space to accommodate all our members. At I.l.a. Local 1235, we understand that time is valuable. That's why our lobby hours are set from 9 AM to 3 PM on weekdays perfect for fitting into your busy schedule! Although we currently do not offer ATM or drive-thru services, our dedicated team is always ready to assist you inside the branch. Our wide array of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, and more. If you have questions or need assistance with anything specific, please don't hesitate to reach out at 973-344-8660. We invite you to come by and discover how I.l.a. Local 1235 can support your financial journey. Your community credit union is just around the corner!

Becoming a member of I.l.a. Local 1235 means joining a warm and welcoming community that's dedicated to supporting your financial needs. If you live, work, or worship in the area, you're likely eligible to join us! We believe everyone deserves access to friendly service and a range of financial products designed just for you. Whether you're looking for savings options, loans, or financial advice, our members enjoy personalized support every step of the way. To find out more about our eligibility criteria, feel free to visit our website at http://www.ila1235fcu.com/memberapp.php . It's a simple process to become part of our family just reach out to us at (973) 344-8660, and we'll guide you through everything you need to know. Ready to open an account? You can start that journey here: https://www.realtimehomebanking.com/enroll.aspx?clientid=23807 . We can't wait to welcome you at 17 Daleron Pl Laurence Harbor Nj 08879!

At I.l.a. Local 1235, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that supports our community's needs. With a net worth of $935,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1364 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,043 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $706,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $4,372,470 in total loans and leases, including $50 in used auto loans. This means we are well-equipped to support your financial goals across various sectors. Our operational efficiency is highlighted by our -$3,769 net income, which reminds us that while challenges exist, they also provide opportunities for improvement and growth within the organization. We also take pride in having 2 full-time employees who are always ready to assist you with their knowledge and commitment. The strength of our institution lies in our community trust; we have 717 total share accounts, showing a robust and growing member base that relies on us for their financial needs. Our resources empower us to be your trusted partner as you save for the future or seek financing for important purchases. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I.l.a. Local 1235 is here for you every step of the way. Visit us at 17 Daleron Pl Laurence Harbor NJ 08879 or call 973-344-8660 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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