Mortgage Loans in Lawrence, MA

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
dcu
Conv
6.625 - 7.375 %
6.893 - 7.496 %
10 - 30 Yrs
∞
dupaco
Conv
6.63 - 7 %
6.75 - 7.14 %
15 - 30 Yrs
∞
firsttechfed
Conv
6.875 - 7.375 %
6.979 - 7.559 %
5 - 30 Yrs
∞

Looking for the best mortgage today in Lawrence, MA? Compare local loan offers from trusted lenders who understand your community and needs. Finding a great rate and flexible terms is easier when you shop smart.

Whether you’re buying your first home or refinancing, Lawrence homebuyers get personalized support and competitive rates. Start comparing now to find the mortgage that fits your budget and helps you settle comfortably in the Merrimack Valley.

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-23

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%. This is higher than the rate 7 days ago, which was 3.75%. When the Fed Funds rate rises, mortgage rates often face upward pressure because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Digital offers a 15-year Conventional Fixed rate at 6.75%, up 13 bp from a week ago and 63 bp higher than a month ago. Their 30-year Conventional Fixed is 7.375%, unchanged from last week and 38 bp above the rate from 30 days ago. The 15-year Conventional ARM matches the fixed rate at 6.75%, with the same weekly and monthly increases. The 30-year Conventional ARM is 7.375%, steady over the past week and 25 bp higher than a month ago. Dupaco Community offers a 15-year conventional fixed rate at 6.5%, up 12 bp from a week ago and 50 bp higher than a month ago. Their 30-year conventional fixed rate is 6.75%, unchanged from last week but 38 bp higher than 30 days ago. The 15-year and 30-year conventional refinance rates match the purchase rates, with similar changes.

First Technology shows a 15-year conventional fixed rate today at 6.75%, up 38 bp from last week and 63 bp from 30 days ago. The 30-year conventional fixed rate is 7.375%, rising 25 bp in the past week and 50 bp over the month. Jumbo 30-year fixed loans stand at 7.25%, increasing 38 bp from last week and 50 bp from 30 days ago. Adjustable 5- and 7-year fixed rates are both 6.5%, up 13 bp this week and 63 bp since last month. The 10-year adjustable fixed rate is 7.125%, up 38 bp from last week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.976%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly higher. Zillow’s 30-year rate is also higher than it was 7 days ago. These rates reflect the cost borrowers face when locking in a long-term home loan, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Lawrence, MA

See the full lender directory: hours, services and financials →

🏘️ All the Lenders Available in Essex County, MA

✅NESC FEDERAL CREDIT UNION
✅THE ANDOVERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅ALIGN CREDIT UNION
✅HAVERHILL FIRE DEPARTMENT CREDIT UNION
✅HTM CREDIT UNION
✅METRO 66364 CREDIT UNION
✅METHUEN FEDERAL CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅BEVERLY MUNICIPAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅MASSACHUSETTS FAMILY FEDERAL CREDIT UNION
✅BROTHERHOOD CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅LYNN TEACHERS CREDIT UNION
✅MANCHESTER FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅LUSOAMERICAN CREDIT UNION
✅MARBLEHEAD MUNICIPAL FEDERAL CREDIT UNION
✅DANVERS MUNICIPAL FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅BROOKLINE MUNICIPAL CREDIT UNION
✅ENERGY CREDIT UNION
✅LYNN FIREMENS FEDERAL CREDIT UNION

Compare other loan types in Lawrence, MA

Why compare Mortgage Loans in Lawrence, MA on LendMesh

If you’re searching for the best mortgage today in Lawrence, MA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates tailored to your needs. With clear, side-by-side comparisons, you can make more informed decisions without any pressure—finding the right mortgage is all about what works best for you.

Consider subscribing to LendMesh’s alerts to stay on top of mortgage rates in Lawrence, MA. Just set your target rate—whether it’s 4% or 5%—and get notified the moment lenders offer deals below that. With weekly or monthly updates featuring expert insights and carefully selected loan options, you’ll have the tools to move quickly when the right opportunity arises. Join thousands of borrowers who trust LendMesh to keep them informed and ahead in the market.

Customers are also interested in:

Best Mortgage Today