Welcome to lusoamerican, where our commitment to serving the community and empowering individuals through financial education has been unwavering since our establishment in 1960. Headquartered in the vibrant city of Peabody, MA, we proudly stand by our mission to provide accessible financial solutions tailored to meet the unique needs of our members. Under the leadership of CEO Deborah Luciano and Board President Sergio Costa, we have cultivated an environment that prioritizes trust, accessibility, and a member-first approach.

As a federally insured institution by the NCUA since 5/13/1992 0:00, we ensure that your deposits are secure while offering modern banking tools designed for convenience. With features like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization, we strive to make managing your finances as seamless as possible. Explore how we can support your financial journey at our official website: http://www.luso-american.com/ , or reach out to us at our fax number: (978) 531-4607. Join us at lusoamerican—where your financial well-being is our top priority.

At Luso-American Credit Union, we understand that managing your finances is a vital part of achieving your personal and business goals. That's why we offer a comprehensive range of services tailored to meet the diverse needs of our members. From everyday banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage refinancing, and commercial loans, our aim is to provide you with the tools necessary for success. Our credit cards come with rewards, adding value to your spending while our online and mobile banking platforms ensure that you can manage your accounts conveniently from anywhere at any time.

In today's fast-paced world, having digital access to your financial information is crucial. With our user-friendly mobile application, you can easily conduct person-to-person transfers, make mobile payments, and access e-statements—all designed to enhance your banking experience. Additionally, we offer e-signature capabilities for a seamless transaction process. Whether you're planning for significant life milestones or growing your small business, our services are here to support you every step of the way. We invite you to explore membership eligibility through https://www.luso-american.com/online-services/become-a-member/ and discover how you can benefit from becoming a member of Luso-American Credit Union. For those considering financing options, our loan aggregator tools available at https://www.lendmesh.com/loans/personal_loans can help you compare rates and find the best fit for your needs. If you have questions or need assistance, feel free to reach out at (978) 531-4607—we're here to help!

Luso-American Credit Union stands as a beacon of trust and reliability in the financial landscape, proudly serving a robust membership base of 9,056 individuals. Since its inception in 1960, it has consistently demonstrated its commitment to member satisfaction and financial well-being. With total assets amounting to 121,378,294, Luso-American showcases its stability and strength, providing peace of mind to its members. The credit union's impressive net worth of 18,489,877 reflects prudent management and a dedication to maintaining a solid financial foundation.

In an era where transparency and accountability are paramount, Luso-American shines with a net income of 987,559, underscoring its ability to generate value for its members while operating efficiently. The total deposits reaching 13,775,499 highlight the trust that members place in their credit union, knowing their funds are secure and supported by sound financial practices.

With a diverse portfolio that includes 2,342 loans and leases, Luso-American caters to various financial needs, from personal loans to commercial financing. Its focus on fostering community growth is evident through the provision of 20 commercial loans, empowering local businesses to thrive. Additionally, the credit union's auto loan volume of 528 demonstrates its commitment to helping members achieve their dreams on the road.

Employing a dedicated team of 19 professionals, Luso-American ensures personalized service and expert guidance for all members. This commitment is further emphasized by an impressive net worth ratio of 1,523, showcasing the credit union's strong financial health relative to its member base.

As your trusted financial partner, Luso-American Credit Union not only meets but exceeds expectations in delivering exceptional services tailored for every stage of life. For performance insights and detailed financial data, we invite you to visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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