Luso-American Credit Union Grapevine TX | Shared Branch & ATM Services

Introduction

Welcome to Luso-american, your trusted credit union located at 975 William D Tate Ave, Grapevine, TX 76051. Since our establishment in 1960, we have been dedicated to serving our community with integrity and a strong commitment to our members. With a total membership of 9,056 individuals, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. At Luso-american, we understand the importance of reliable financial services. That's why we manage $121,378,294 in total assets, ensuring that we have the resources to meet your needs. Our total deposits stand at $13,775,499, reflecting the trust our members place in us. In addition, we currently hold 2,342 loans and leases, providing our members with various lending options tailored to their circumstances. Our leadership team is committed to fostering a welcoming environment. Led by CEO Deborah Luciano and Board President Sergio Costa, our staff of 19 dedicated employees is here to support you every step of the way. Whether you're looking for personal loans or savings accounts, we strive to offer competitive rates and personalized service that can make a real difference in your life. While you can always visit us at our branch location for face-to-face assistance or inquiries about your accounts, please note that any official correspondence should be directed to our mailing address: 975 William D Tate Ave, Grapevine, TX 76051-4097. We invite you to explore the full range of services available at Luso-american by visiting our website at luso-american.com. If you have any questions or need assistance, don't hesitate to give us a call at 800-634-7378. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

At Luso-american, we take pride in our rich history and unwavering commitment to serving the community of Grapevine, TX. Since opening our doors in 1960, we have grown from a small credit union into a trusted financial partner for over 9,000 members. With total assets reaching an impressive $121,378,294, we are dedicated to providing quality financial services tailored to the unique needs of our community. Located at 975 William D Tate Ave, Grapevine, TX 76051, our branch is easily accessible for those looking to connect with us. While members can visit us at this address for in-person assistance and transactions, official correspondence should be sent to our mailing address at 975 William D Tate Ave, Grapevine, TX 76051-4097. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while supporting the community around us. We believe that financial well-being goes hand in hand with community support. Our initiatives include partnerships with local organizations and outreach programs that promote financial literacy and inclusion. Throughout the years, Luso-american has embraced digital advancements to enhance member experience. We offer online banking options that allow members to manage their finances conveniently from anywhere. Our commitment to being accessible extends beyond just technology; we ensure compliance with ADA standards so that everyone can benefit from our services. Though we do not currently provide ATM or drive-thru services directly at our branch, we are part of a shared service center network that allows members to conduct basic transactions with partner credit unions nearby. This collaboration strengthens our ability to serve you better. As we look towards the future, Luso-american remains committed to meeting the evolving needs of our members while maintaining strong community ties. We invite you to join us on this journey. Experience the benefits of membership with Luso-american today! For more information on how to become a member or open an account, please visit our website or call us at 800-634-7378. Your financial future starts here!

Branch Location & Accessibility

Accessibility Features

At Luso-american, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit without hassle. If you have any specific needs during your visit, don't hesitate to ask our friendly staff for assistance.

Conveniently Located

Nestled within Tarrant County, our branch is close to local landmarks that make it easy for you to find us. If you're near the Grapevine Mills Mall or enjoying a day at the nearby Lake Grapevine, remember that we're just a short drive away. You can park comfortably with ample parking available, making your visit stress-free.

Get in Touch

We're excited to serve you at Luso-american! If you have questions or need assistance before visiting, don't hesitate to reach out via phone or visit our website at luso-american.com. We look forward to welcoming you through our doors soon!

Operating Hours & Services

While we currently do not offer drive-thru services or ATMs on site, we invite you to explore our shared service center options available for basic transactions like deposits and withdrawals for partner credit union members. Our dedicated team is ready to assist you during regular banking hours. For more information on when we're open, please feel free to call us at 800-634-7378.

Member Eligibility

Becoming a member of Luso-american means joining a welcoming community that values support and financial empowerment. At our branch, located at 975 William D Tate Ave Grapevine Tx 76051, we strive to make membership accessible to all who share our vision. If you live, work, or worship in the area, you're likely eligible to join us! We also encourage those with family members who are already part of our credit union to consider membership. It's a simple process designed to bring you into our family, where you can enjoy benefits like lower loan rates and personalized service tailored just for you. For detailed eligibility criteria, feel free to explore this resource: https://www.luso-american.com/online-services/become-a-member/ . Ready to take the next step? Opening an account is easy! Just visit https://web2.secureinternetbank.com/pbi_pbi1151/enroll/211385132 to get started online or give us a call at (800) 634-7378 if you have any questions. We're excited to welcome you into the Luso-american family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,278,427, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with reliable payment processing solutions. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. By using our easy-to-integrate payment systems, you can accept credit and debit cards seamlessly, improving customer satisfaction and boosting sales. Visit us at 975 William D Tate Ave Grapevine Tx 76051 or give us a call at (800) 634-7378 to explore how our business banking solutions can empower your success!

Comprehensive List Of Services

Banking Made Easy

For those who are always on the go, our ATM Services Only allow you to access your funds quickly and conveniently. With ATMs located throughout the area, you can withdraw cash or check your balance without any hassle. We understand that flexibility is key in today's busy world, so we ensure that accessing your money is just a few taps away.

Digital Banking Features

In this digital age, we know how important it is to have online tools at your fingertips. At Fiserv, we provide robust online banking features that allow you to manage your accounts from anywhere. Whether you're checking your account balance, transferring funds between accounts, or setting up payments, our online platform is designed with user-friendliness in mind. You can also take advantage of our mobile payments feature, which makes shopping convenient and safe right from your smartphone. Plus, with our mobile application, you can carry out various banking tasks anytime and anywhere whether you're at home or on the move.

Join Us Today!

At Luso-american, we're more than just a credit union; we're a community resource committed to helping our members thrive financially. If you're interested in learning more about how our services can benefit you or if you'd like to become a member, visit us at http://www.luso-american.com/ or check out our membership details here. Together, let's build a brighter financial future!

Shared Branch Transactions

In addition to our ATM services, we also offer Basic Shared Branch Transactions. If you are a member of a partner credit union, you can make deposits and withdrawals with ease. This feature is perfect for those who may be traveling or need to conduct transactions outside of normal business hours. It's all about providing options that fit into your lifestyle.

Stay Connected

We believe in keeping our members informed and engaged. That's why we offer easy ways for you to reach us. If you have questions or need assistance, don't hesitate to call us at (800) 634-7378. Our team is here to help you navigate through all the services we provide and ensure that your banking experience is as smooth as possible.

Digital & Online Banking

Enhanced Convenience

Need to send money to a friend or family member? With our person-to-person transfer service, sending money is simple and quick. Just a few taps on your phone, and the funds are on their way! Additionally, if you like using mobile payments, you'll be pleased to know that we support this feature too making shopping easier than ever. Our commitment to 24/7 online banking services means that no matter what time it is, you have access to everything you need. Whether it's checking balances late at night or transferring funds early in the morning, we've got you covered. In summary, Luso-american provides robust digital banking solutions that prioritize both convenience and security. We're here to help you take charge of your financial life with ease!

Key Features

With our user-friendly online banking services available at http://www.luso-american.com/ , you can easily check your account balances, transfer funds, and pay bills all with just a few clicks. Our electronic signature authorization feature ensures that your transactions are safe and secure, so you can feel confident while handling your banking needs. You can also go paperless with our e-statements. Enjoy the convenience of having your statements delivered directly to your email, reducing clutter and making it easier to keep track of your financial history. Plus, if you're always on the move, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 11,498, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $126,887. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Luso-american is your trusted partner. Visit us at 975 William D Tate Ave Grapevine Tx 76051 or call (800) 634-7378 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $27,774,886 in share certificates and $1,423,999 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $987,559 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $18,489,877, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,523 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $15,416,471 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $264 in used auto loans and $80,849,470 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,549,766 in used vehicle loans and $1,001,516 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to suit your individual needs, ensuring that your path to ownership is smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $1,278,427 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funding when they need it most, and we're here to help you succeed. If you're interested in exploring refinancing options or checking your eligibility for any of these products, don't hesitate to reach out! You can contact us at (800) 634-7378 or visit us at our branch located at 975 William D Tate Ave Grapevine Tx 76051 in Grapevine, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in finding the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,962,767, make buying or refinancing simple. We can help you navigate the process, whether you're a first-time buyer or looking to refinance your current mortgage for better terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,735,230 in loans available, you can enjoy peace of mind knowing you have support when unexpected costs arise.

Loan Aggregator

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LUSO AMERICAN CREDIT UNION - Grapevine, TX