Home Equity Loans in San Jose, CA

Looking to tap into your San Jose home's value? Compare local lenders offering home equity loans and lines of credit with flexible terms designed to fit your needs. Whether it’s for remodeling, debt consolidation, or big projects, find the right option for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
PROVIDENT CREDIT UNION
5801 COTTLE RD STE 20 SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $3,510,110,738
Deposits: $383,244,145
Net Worth: $360,706,481
Employees: 332
Members: 134,964
TECHNOLOGY CREDIT UNION
846 BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $4,749,666,439
Deposits: $476,978,724
Net Worth: $515,495,866
Employees: 341
Members: 200,987
MERIWEST CREDIT UNION
5615 CHESBRO AVE SAN JOSE CA 95123
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
MERIWEST CREDIT UNION
5615 CHESBRO AVE SAN JOSE CA 95123
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
MERIWEST CREDIT UNION
5683 COTTLE RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
EXCITE CREDIT UNION
848A BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $653,383,325
Deposits: $23,824,540
Net Worth: $44,635,503
Employees: 115
Members: 46,304
STAR ONE CREDIT UNION
1090 BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $9,754,304,816
Deposits: $612,926,883
Net Worth: $1,308,118,583
Employees: 260
Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

✅STAR ONE CREDIT UNION
✅MERIWEST CREDIT UNION
✅SRI FEDERAL CREDIT UNION
✅PREMIER ONE CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅STANFORD FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅MONTERRA CREDIT UNION
✅SANTA CLARA COUNTY CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅MISSION CITY FEDERAL CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅KEYPOINT CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅COMMONWEALTH CENTRAL CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅EXCITE CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SELFHELP CREDIT UNION

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