Home Equity Loans in Texarkana, TX

Looking to tap into your home’s equity in Texarkana, TX? Compare trusted local lenders offering competitive rates and flexible loan options tailored to your needs. Whether it’s remodeling or consolidating debt, finding the right fit is simple and stress-free.

Our friendly Texarkana lenders understand your goals and offer fast funding with clear terms. Start comparing offers today to unlock your home’s value and make confident financial moves that benefit you and your community.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Texarkana, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
TEXAR FEDERAL CREDIT UNION	2301 RICHMOND RD TEXARKANA TX 75503	⏰ MON-FRI LOBBY 9:00 - 5:00 DRIVE THRU 8:00 - 6:00SAT DRIVE -THRU 9:00-12:00 📞 9032230000 📠 9037921810	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $458,309,823 Deposits: $40,053,947 Net Worth: $68,268,027 Employees: 71 Members: 29,754
TEXAR FEDERAL CREDIT UNION	3525 STONELEDGE DR TEXARKANA TX 75503	⏰ Mon - Fri 8:15 - 5:15 📞 9032230000 📠 9037921810	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $458,309,823 Deposits: $40,053,947 Net Worth: $68,268,027 Employees: 71 Members: 29,754
RED RIVER EMPLOYEES FEDERAL CREDIT UNION	4405 SUMMERHILL RD TEXARKANA TX 75503	⏰ Mon-Fri 9-5 pm Sat 7-1 pm 📞 9037937681 📠 9037353150	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,466,511,223 Deposits: $119,851,375 Net Worth: $192,945,609 Employees: 380 Members: 121,775
RED RIVER EMPLOYEES FEDERAL CREDIT UNION	3501 RICHMOND RD TEXARKANA TX 75503	⏰ Mon-Fri 9:00-5:00 Drive thru Sat 7:30-1:00 📞 9037937681 📠 9037353150	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,466,511,223 Deposits: $119,851,375 Net Worth: $192,945,609 Employees: 380 Members: 121,775
RED RIVER EMPLOYEES FEDERAL CREDIT UNION	4401 TEXAS BLVD TEXARKANA TX 75503	⏰ Drive Thru Mon-Fri 9:00-6:00 Sat 9:00-1:00 📞 9037937681 📠 9037353150	ATM Services Only Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,466,511,223 Deposits: $119,851,375 Net Worth: $192,945,609 Employees: 380 Members: 121,775
RED RIVER EMPLOYEES FEDERAL CREDIT UNION	2700 B UNIVERSITY AVE TEXARKANA TX 75503	⏰ Lobby: Mon - Fri 9:00 - 5:00 Drive thru Mon - Fri 7:30 - 6:00 📞 9037353000 📠 9037353150	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,466,511,223 Deposits: $119,851,375 Net Worth: $192,945,609 Employees: 380 Members: 121,775
RED RIVER EMPLOYEES FEDERAL CREDIT UNION	2700 A UNIVERSITY AVE TEXARKANA TX 75503	⏰ Lobby Mon - Fri 9:00 - 5:00 📞 9037353000 📠 9037353150	ATM Services Only	P2P E-Statements E-Signature	Assets: $1,466,511,223 Deposits: $119,851,375 Net Worth: $192,945,609 Employees: 380 Members: 121,775
TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION	3801 TEXAS BLVD TEXARKANA TX 75503	⏰ M-F 8:30-5:00 📞 9037948216 📠 9037920882	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $12,362,974 Deposits: $902,827 Net Worth: $1,084,556 Employees: 4 Members: 1,287

🏘️ All the Lenders Available in Bowie County, TX

✅TEXAR FEDERAL CREDIT UNION

✅RED RIVER EMPLOYEES FEDERAL CREDIT UNION

✅TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION

✅MORRIS SHEPPARD TEXARKANA FEDERAL CREDIT UNION

✅DOMINO FEDERAL CREDIT UNION

✅MILWAY CREDIT UNION

✅SWEMP FEDERAL CREDIT UNION

✅FEDERAL EMPLOYEES 67414 CREDIT UNION

Customers are also interested in:

Home Equity Loan Lenders