Red River Employees Credit Union Texarkana TX | Basic ATM & Drive-Thru Services

Introduction

Welcome to Red River Employees, where we prioritize your financial well-being and community connections. Located at 4401 Texas Blvd, Texarkana, TX 75503, our credit union has been serving members since 1943 with a commitment to providing reliable and personalized financial solutions. We take pride in our robust membership base of 121,775 individuals who trust us with their banking needs. At Red River Employees, we understand that every dollar counts. With total assets exceeding $1.466 billion and total deposits reaching $119,851,375, we are dedicated to ensuring your money is safe and growing. Our experienced team, led by CEO Bradley Bailey and Board President Fred Milton, is here to guide you through a variety of services tailored for both personal and business needs. While members can visit us at our branch location, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. Whether you're looking for loans or savings options, we've got you covered with over 67,600 loans currently in place. With a strong net worth of $192,945,609 and cash in hand amounting to $25,384,644, we're financially sound and ready to assist you. Our community impact extends beyond banking; we strive to create lasting relationships that foster growth and stability. Feel free to reach out at 903-793-7681 or visit us online at http://www.rrcu.com for more information about our services or to get started on your financial journey with us today!

Branch History & Mission

Welcome to Red River Employees, a cornerstone of the Texarkana community since 1943. Located at 4401 Texas Blvd, Texarkana, TX 75503, our branch has a rich history marked by growth and dedication to serving our members. With over 121,000 members and total assets exceeding $1.4 billion, we have proudly evolved from a small credit union into a robust financial institution that truly understands the needs of our community. Our mission is simple yet powerful: to provide accessible financial services while fostering community support and engagement. We believe in helping our members achieve their financial goals, whether it's buying a home, financing a vehicle, or saving for the future. Our focus is not just on transactions; it's about building relationships that last a lifetime. At Red River Employees, we are committed to staying relevant in an ever-changing world. We offer modern conveniences like online banking, mobile payments, and electronic signatures to ensure that our members can manage their finances anytime, anywhere. We also maintain ADA compliance to make sure our services are accessible to everyone. While you can visit us at our branch for all your banking needs, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909 if you need any documentation or assistance. Our drive-thru service operates Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM, making it easy for you to access your accounts without stepping inside. We take pride in being an integral part of the Texarkana community. Through partnerships with local organizations and various outreach initiatives, we strive to give back and uplift those around us. Our commitment goes beyond banking; we aim to make a positive impact in the lives of our members and neighbors. Join us at Red River Employees today! Experience the benefits of membership where your financial well-being is our priority. Together, let's build a brighter future for you and your community! For more information or to open an account, call us at 903-793-7681 or visit our website at www.rrcu.com.

Branch Location & Accessibility

ATM Availability

Need cash on the go? Our branch offers ATM services so you can withdraw funds or check your balance anytime you need it. While members can visit us at 4401 Texas Blvd for all their banking needs, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. Ready to take the next step in your financial journey? Give us a call at 903-793-7681 or drop by our branch today! We're here to help you with all your banking needs!

Accessibility Features

We are committed to making banking accessible for everyone. Our facility meets ADA compliance standards with ramps and clear pathways, ensuring that all members can navigate easily.

Banking Made Easy

At Red River Employees, we understand that your time is valuable. That's why we offer a range of services designed to meet your needs efficiently. With our operating hours from 9 AM to 6 PM Monday through Friday and 9 AM to 1 PM on Saturday for drive-thru services, we strive to accommodate your busy schedule. Plus, our drive-thru banking allows you to complete simple transactions without leaving your car.

Convenient Access and Nearby Landmarks

Our branch is ideally situated near well-known landmarks, making it easy for you to stop by. Whether you're running errands or just passing through, you can find us conveniently located on Texas Boulevard, just a short drive from local shops and restaurants. Parking is available right outside our doors, ensuring that your visit is hassle-free.

Member Eligibility

Becoming a member of Red River Employees feels like joining a welcoming family where your financial needs are prioritized. If you live, work, or worship in Bowie County, you're already on the right path! We invite anyone who meets these criteria to join our community and enjoy the many benefits that come with membership. At Red River Employees, we offer personalized service, competitive rates, and a range of financial products tailored just for you. Ready to take the next step? Opening an account is simple! You can find all the details about eligibility by visiting http://www.rrcu.com/itin-membership. For those eager to get started, our online application process is straightforward just head over to https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out at (903) 793-7681. We look forward to welcoming you at our branch located at 4401 Texas Blvd Texarkana Tx 75503!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide tools that simplify payment processing, so you can spend more time serving your customers and less time worrying about transactions. Visit us at 4401 Texas Blvd Texarkana Tx 75503 in Texarkana, TX, or call us at (903) 793-7681 to learn how our business banking and commercial services can empower your enterprise!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Solutions

Our services include ATM Services Only, ensuring you have access to your funds whenever you need them. Whether you're making a quick withdrawal or checking your balance, our ATMs are conveniently located and easy to use. For those who prefer face-to-face interactions, we provide Basic Drive-Thru Banking. This service allows you to make deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy days when you need to get things done quickly while still receiving personal assistance.

Digital Convenience

In today's fast-paced world, we know how important it is to have banking options that fit your lifestyle. That's why we've made sure our digital banking features are robust and user-friendly. You can access your accounts online or via mobile applications, making it easier than ever to manage your finances from anywhere. With options like electronic statements and mobile payments, staying on top of your banking is straightforward and hassle-free.

Your Financial Partner

At Red River Employees, we aim to be more than just a bank; we want to be your financial partner. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. Whether you're stopping by for a transaction or seeking advice on managing your finances, we're here for you. If you're looking for reliable banking services in Texarkana, don't hesitate to reach out! Call us today at 903-793-7681 or visit us during our drive-thru hours from Monday to Friday between 9:00 AM and 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Experience the difference with Red River Employees we're committed to serving you!

Digital & Online Banking

At Red River Employees, we understand that life can be busy. That's why we've made it easier for you to manage your finances right from the comfort of your home or on-the-go. Our digital and online banking services prioritize both convenience and security, allowing you to handle your banking needs with ease. With our online banking platform, you can access your accounts 24/7. Check your balance, view recent transactions, and transfer funds whenever you need to no need to wait until regular business hours. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Our mobile application adds even more flexibility. Whether you're at work or out running errands, you can pay bills, deposit checks using electronic signature authorization, and even set up e-statements so you'll always have easy access to your account statements. You won't have to worry about paper clutter anymore! We also know how important security is when it comes to managing your money. That's why our online services include robust security measures to protect your information. And if you're a fan of modern payment methods, you'll love that we offer mobile payments as well making it easy to shop without cash or cards. At Red River Employees, we're committed to providing user-friendly tools that empower you to take control of your finances anytime, anywhere. Explore our full range of digital banking services today and see how we can help make managing your money simpler than ever!

Financial Strength

At Red River Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to serve our community from our location at 4401 Texas Blvd Texarkana Tx 75503, Texarkana, TX. If you have any questions or need assistance, feel free to reach out to us at (903) 793-7681. Our financial health is robust and reassuring. With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,316, demonstrating our commitment to ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $7,860,479, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. Additionally, the strength of our member base is illustrated by the total share accounts we manage 235,128 showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 4401 Texas Blvd Texarkana Tx 75503 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. If you're interested in refinancing options or want to learn more about eligibility criteria for any of our loan products, please don't hesitate to reach out. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings further and see how they can benefit you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you are looking for a new or used vehicle, we provide flexible options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, making buying or refinancing simple. We aim to make the home buying process straightforward and accessible for all our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards come with competitive rates and can provide the additional purchasing power you need without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. You can trust that the information presented is both accurate and up-to-date.