Red River Employees Credit Union Texarkana TX | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Red River Employees at our Richmond Rd Office - Tx, located at 3501 Richmond Rd, Texarkana, TX 75503. Since our establishment in 1943, we have been dedicated to providing top-notch financial services tailored to the needs of our members. With a robust membership of over 121,775, we take pride in being a cornerstone of the Texarkana community. At Red River Employees, we understand that financial stability is vital for individuals and families alike. That's why we offer a variety of services ranging from personal banking and auto loans to business banking solutions. Our total assets amount to an impressive $1,466,511,223, reflecting our commitment to supporting our members' financial goals. Our leadership team, guided by CEO Bradley Bailey and Board President Fred Milton, believes in a member-first approach. We are here not just to serve you but to build lasting relationships based on trust and reliability. Whether you're looking for your first auto loan or need assistance with refinancing your mortgage, our experienced staff is ready to help. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. Join us at Red River Employees and experience the difference that comes with being part of a credit union that truly cares about its members. For more information or to talk directly with one of our friendly representatives, feel free to call us at 903-793-7681 or visit us online at http://www.rrcu.com. Your journey towards financial wellness starts here!

Branch History & Mission

At Red River Employees, we take pride in our rich history and commitment to serving our community. Established in 1943, our branch has been a cornerstone for financial support in Texarkana, TX. Over the decades, we have grown alongside our members, nurturing relationships that go beyond just banking. Located at 3501 Richmond Rd, Texarkana, TX 75503, our branch is easily accessible to all members. For official correspondence, please send mail to PO Box 5909, Texarkana, TX 75505-5909. As part of our mission to provide excellent service, we offer a variety of banking options designed with you in mind. With a total membership of over 121,775 and assets exceeding $1.4 billion, we are dedicated to ensuring that your financial needs are met with care and expertise. Our mission is simple yet profound: to empower our members through personalized financial services while fostering a spirit of community support. We understand that each member's journey is unique, and we strive to provide tailored solutions such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards that truly benefit you. As technology evolves, so do we. Our digital banking options including online banking and mobile applications make it easier than ever for you to manage your finances anytime and anywhere. We also ensure ADA compliance across all our platforms so that everyone can access our services comfortably. Community outreach is at the heart of what we do. We engage in partnerships with local organizations to support various initiatives that enhance the lives of those around us. Whether it's sponsoring events or offering financial literacy workshops, we're committed to making a positive impact right here in Texarkana. We invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. With ATM availability and drive-thru banking services for added convenience, we're here when you need us. Join Red River Employees today and experience how we can help you achieve your financial goals while being part of a supportive community! For any inquiries or assistance, feel free to call us at 903-793-7681.

Branch Location & Accessibility

Accessibility Features

At Red River Employees, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots for those who need them. We strive to create a welcoming environment for everyone.

Nearby Landmarks

Situated near local favorites like the Texarkana College and just a stone's throw from the bustling shopping areas, our branch is easy to find. If you're driving through the area, you'll appreciate our ample parking space right outside, making it simple for you to pop in and take care of your financial needs without hassle.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed for your convenience open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 7:30 AM to 1:00 PM. If you're in a hurry, take advantage of our drive-thru service for quick transactions.

Services Offered

From checking and savings accounts to auto loans and mortgage refinancing, we offer a variety of personal banking services tailored to meet your financial goals. Plus, with ATM availability right at the branch, accessing cash is a breeze. For any questions or assistance, don't hesitate to reach out! You can call us at 903-793-7681. We invite you to visit us soon your financial journey starts here at Red River Employees Credit Union!

Member Eligibility

At Red River Employees, we believe that everyone deserves a place in our supportive community, and becoming a member is as easy as connecting with us. If you live, work, or worship in the Texarkana area, you're likely eligible to join! We welcome individuals who are part of various organizations and communities that we serve. Joining brings not just access to our wide range of financial services but also a sense of belonging and support from fellow members. To explore the specific eligibility criteria, feel free to check out more details at http://www.rrcu.com/itin-membership. Once you're ready to take the next step toward membership, opening your account is straightforward! You can get started right away by visiting us online at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or simply give us a call at (903) 793-7681 if you have any questions. Our friendly team at 3501 Richmond Rd Texarkana Tx 75503 is here to help you every step of the way, ensuring that your journey with us is smooth and welcoming.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine receiving payments quickly and securely, allowing you to focus on what matters most growing your enterprise. Our tools make managing transactions effortless, helping you serve your customers better while keeping track of your finances. Visit us at 3501 Richmond Rd Texarkana Tx 75503, Texarkana, TX or call us at (903) 793-7681 to discover how our business banking services can support your goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, our business banking services, including merchant services and business loans, are designed to help you thrive. We understand the unique challenges faced by businesses today, and we're here to support you every step of the way.

Community-Centered Service

At Red River Employees, we pride ourselves on being part of the community. Our friendly staff is ready to assist you with any questions or concerns during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 7:30 AM to 1:00 PM. Ready to take the next step? Give us a call at (903) 793-7681 or visit us at 3501 Richmond Rd Texarkana Tx 75503. Let's work together towards achieving your financial goals! For more information about our services, please check out our website at Richmond Rd Office - Tx.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills from anywhere. With our ATM services, cash withdrawals are just a tap away. You'll appreciate the convenience of our basic drive-thru banking for quick deposits and simple transactions as well.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you manage your day-to-day finances effectively. Need a reliable way to drive? Our auto loans and vehicle financing services can get you behind the wheel without breaking the bank. For those considering homeownership, we offer mortgage loans and refinancing options that can make your dream home a reality. If life brings unexpected expenses, our personal loans and debt consolidation services can provide the support you need to regain control of your finances. Plus, with our credit cards that offer rewards, you can earn while you spend turning everyday purchases into points for future benefits.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This allows you to sign documents digitally, saving you time and hassle. No more printing or mailing; everything can be done securely online. Plus, with e-statements available, you can keep track of your finances without cluttering your mailbox. For those who love the convenience of mobile technology, our mobile application is here to help. You can enjoy features like mobile payments and person-to-person transfers right from your smartphone. Need to send money to a friend? It's as simple as a few taps on your screen.

Security and Accessibility

Your security is our priority. All transactions are protected with advanced encryption technology, giving you peace of mind every time you log in. Our digital services are not only safe but also designed for ease of use. Whether you're checking your account balance or making a payment, everything is straightforward and intuitive. At Red River Employees, we believe that banking should empower you. With our comprehensive online banking services, managing your finances has never been easier or more accessible. Join us today and experience the freedom of modern banking!

Financial Strength

A Strong Foundation

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,077,091. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 3501 Richmond Rd Texarkana Tx 75503 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, we support our members' financial goals across various sectors.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We cater to all types of borrowers with flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand your operations. We understand that having reliable funding is crucial for success and are here to support you every step of the way. Our team at Red River Employees is dedicated to working with you through each stage of the loan process. If you're interested in refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. You can contact us at 903-793-7681 or visit us at 3501 Richmond Rd Texarkana Tx 75503. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Credit Lines and Unsecured Loans

Managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $17,181,595 in unsecured credit card loans available, our goal is to help you navigate expenses while maintaining control over your budget. Additionally, our credit lines total $663,494,846, providing ample resources for personal or business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554. This is an excellent opportunity for those looking to invest in real estate or refinance an existing mortgage at favorable rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users can trust the offers presented to them are fair and transparent.