Welcome to swemp, a trusted financial institution dedicated to serving our community since 1946. Located in the heart of Texarkana, TX, we pride ourselves on our mission to empower members with financial tools and services that promote stability and growth. Under the leadership of CEO BETTY FERGUSON and Board President DONALD WILEY, we focus on fostering long-lasting relationships built on trust, accessibility, and a member-first approach.

At swemp, we understand the importance of modern banking solutions in today’s fast-paced world. That’s why we offer robust online banking options and a convenient mobile application, allowing you to manage your finances anytime, anywhere. While we currently do not support P2P transfers, e-statements, or mobile payments, our commitment to providing exceptional service remains unwavering. Rest assured that all deposits are insured by NCUA since 1/28/1971 0:00, reflecting our dedication to safeguarding your hard-earned money. For more information about our services or to get in touch, please visit us at https://www.swempfcu.org/ or reach us via fax at (903) 793-0989. Join us at swemp as we continue to make a positive impact in the lives of our members and the wider community.

At swemp, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we are dedicated to helping you manage your everyday banking needs effectively. Our offerings extend to mortgage loans and refinancing, personal loans for debt consolidation, and even credit cards with rewards that can enhance your purchasing power. For small business owners, our business banking services include merchant services and tailored business loans, ensuring you have the financial support necessary to grow your venture.

In today’s fast-paced world, we understand the importance of digital access. That's why swemp offers robust online banking capabilities along with a user-friendly mobile application that allows you to bank on-the-go. While we currently do not offer person-to-person transfers or mobile payments, our online platform provides essential tools for managing your finances efficiently. Whether you're planning for significant life milestones or simply seeking ways to streamline your banking experience, our services are designed with your convenience in mind. Membership eligibility is straightforward; you can find more information at . Additionally, if you're exploring loan options or want to compare rates, be sure to check out https://www.lendmesh.com/loans/vehicle_loans for helpful resources. For any questions or personalized support, don’t hesitate to reach out to us at (903) 793-0989; we’re here to assist you every step of the way.

Swemp Federal Credit Union stands as a pillar of financial strength and reliability in the Texarkana community. With a total membership of 973, our credit union has built a solid foundation of trust among our members, offering personalized service and tailored financial solutions. Our impressive total assets of 11,704,033 reflect our commitment to maintaining a robust financial position, allowing us to support our members’ needs effectively.

The credit union’s net worth stands at 2,341,688, showcasing our stability and ability to navigate economic fluctuations while prioritizing member interests. With a strategic focus on growth and sustainability, we have achieved a commendable net worth ratio of 2,001, underscoring our prudent management practices and dedication to serving our community.

Our dedicated team of just 4 employees ensures that every member receives the attention and care they deserve. While we proudly manage total deposits of 1,897,483, we also facilitate various loan options with total loans and leases amounting to 565. This versatility enables us to cater to diverse financial needs, whether for personal banking, auto loans, or more specialized financial services.

While many institutions may struggle with profitability, Swemp maintains an unwavering commitment to its members with a focus on sustainable growth rather than merely chasing net income—currently standing at 0. Our credit card loan volume is reflective of our members' trust in our offerings, currently at 113, alongside an active engagement in auto financing with an auto loan volume of 370.

At Swemp Federal Credit Union, we pride ourselves on transparency and accountability, ensuring that every member feels informed about their financial choices. We invite you to explore your options and see how we can assist you in achieving your financial goals. For real-time comparisons on loan offers tailored to your needs, visit https://www.lendmesh.com/loans/vehicle_loans . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .