Welcome to texarkana-terminal-employees, a trusted financial institution serving the Texarkana community since 1948. Our mission is rooted in providing exceptional service and financial empowerment to our members, including military personnel and their families. Under the leadership of CEO Ronda Nichols and Board President JIMMY MINTER, we are committed to fostering a member-first approach that prioritizes your financial well-being.

Located in the heart of Texarkana, TX, our credit union is proud to be federally insured by the NCUA since 1/4/1971 0:00. We offer modern banking tools designed for your convenience, including robust online banking services, a user-friendly mobile application, and secure person-to-person transfer options. With features like e-statements and electronic signature authorization, managing your finances has never been easier. For more information about our services or to get in touch, please visit our official website at https://texarkanaterminalfcu.com/ or reach us via fax at (903) 792-0882. Join us today and experience the benefits of being a part of a community-focused financial institution dedicated to your success.

At Texarkana Terminal Employees, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking for personal banking solutions such as checking and savings accounts, or need assistance with auto loans and vehicle financing, we have got you covered. Our mortgage loans and refinancing options allow you to navigate your home-buying journey with ease, while our credit cards with rewards can enhance your spending power. For small businesses, our business banking services, including merchant services and business loans, provide the support needed to grow and thrive in today's competitive landscape.

Understanding the importance of digital access in managing your finances, we offer robust online banking features that make it easy to track your accounts anytime, anywhere. With our mobile application, members can conveniently perform transactions like person-to-person transfers and review e-statements right from their smartphones. Although mobile payments are not currently available, our commitment to enhancing digital tools ensures you have everything needed to manage your everyday banking efficiently. For those considering joining us, more information about membership eligibility can be found at . Additionally, if you're looking for competitive loan rates or want to compare options before making a decision, check out https://www.lendmesh.com for valuable insights. Should you have any questions or require personal support, feel free to reach out at (903) 792-0882—we're here to assist you every step of the way.

Texarkana Terminal Employees Credit Union stands as a trusted financial partner in the Texarkana community, boasting a proud history since 1948. With a total membership of 1,287, this credit union exemplifies commitment to serving its members with personalized financial solutions. The impressive total assets of 12,362,974 highlight the robust foundation upon which this institution operates, ensuring stability and trustworthiness for all its members.

The credit union’s net worth currently stands at 1,084,556, reflecting sound management and dedication to maintaining a healthy financial status. Despite facing challenges, as indicated by a net income of -35,135, Texarkana Terminal Employees remains focused on long-term growth and member satisfaction. With total deposits reaching 902,827, members can have confidence knowing their funds are secure and well-managed.

Furthermore, the credit union's ability to provide loans is evident, with a total of 741 loans and leases extended to its members. This demonstrates not only financial strength but also a commitment to helping individuals and families achieve their goals through accessible financing options. With an experienced team comprising only 4 dedicated professionals, members receive attentive service tailored to their unique needs.

The credit union prides itself on a solid net worth ratio of 877, underscoring its financial health compared to peers. Additionally, with a diverse credit card loan volume of 239 and an auto loan volume of 624, Texarkana Terminal Employees provides options that cater to various aspects of personal finance, empowering members with choices suited to their lifestyles.

In an era where transparency and member-focused service are paramount, Texarkana Terminal Employees Credit Union remains steadfast in its mission to foster financial well-being within the community. Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov further enhance the credibility of this esteemed institution.

For those seeking competitive rates and financing options tailored to their needs, we invite you to compare real-time loan offers today at https://www.lendmesh.com and discover how Texarkana Terminal Employees can support your financial journey.