TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Texarkana Terminal Employees, your trusted community partner in financial services since 1948. Located at 419 W 4Th St, Texarkana, TX 75501, we pride ourselves on being more than just a credit union; we are a vital part of the Texarkana community. With a commitment to serving our 1,287 members, we aim to provide personalized financial solutions that meet the unique needs of our members and their families. At Texarkana Terminal Employees, our financial strength speaks for itself. With total assets of $12,362,974 and total deposits reaching $902,827, we ensure your money is not only safe but also working hard for you. Our dedicated team, led by CEO Ronda Nichols and Board President Jimmy Minter, is here to guide you through every step of your financial journey. Together, we have built a solid foundation with a net worth of $1,084,556 and cash reserves of $234,928. We understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to help you achieve your goals whether you're looking for loans or simply want to manage your savings effectively. With over 741 loans and leases under our belt, we're equipped to support your dreams, big or small. While you can visit us at our branch for personalized service during our operating hours from Monday to Friday, 9 AM to 5 PM, official correspondence should be directed to the same address as our branch location: 419 W 4TH ST, TEXARKANA, TX 75501. Join us today and experience the difference a member-focused credit union can make in your life! For any inquiries or assistance, feel free to call us at 903-798-3918. Your financial journey starts here with Texarkana Terminal Employees! For more information about our services and membership options, visit us online at texarkanaterminalfcu.com.

Joining the Texarkana Terminal Employees community at Texarkana Terminal Employees is a wonderful opportunity to be part of a supportive family that values its members. If you live, work, or worship in the Texarkana area, you're likely eligible for membership. It's as simple as that! We believe that everyone deserves access to financial services designed with their best interests in mind. Being a member means you'll enjoy lower fees, better rates on loans and savings, and personalized service from our friendly team. To learn more about what it takes to join us, please visit our eligibility page at . Once you're ready to open your account, the process is straightforward and welcoming; you can find all the details on how to get started right here: . If you have any questions, don't hesitate to give us a call at (903) 798-3918. We're here to help you every step of the way!

At Texarkana Terminal Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be part of a credit union that prioritizes your financial wellbeing, and we are proud to demonstrate our commitment through strong financial performance. Our net worth of $1,084,556 showcases our robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 877, which ensures we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $4,080,048 in share certificates, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits currently at $0, we focus on utilizing our resources for your benefit through better loan rates, lower fees, and exclusive perks. With $875,123 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is illustrated by $8,069,836 in total loans and leases, which supports various financial goals for our members. Although we faced challenges reflected in our net income of -$35,135, this does not hinder our ability to provide essential services; instead, it motivates us to improve continuously. We also take pride in having 4 full-time employees, ensuring our branch is always ready to assist you with a knowledgeable team. Our net shares stand at $6,562, indicating funds available for lending and investments. Furthermore, we have a growing member base with a total of 1,956 share accounts that trust us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texarkana Terminal Employees is your trusted partner. Visit us at 419 W 4Th St Texarkana Tx 75501 or call 903-798-3918 to learn more about how we can help you achieve your financial goals.