Red River Employees Credit Union Texarkana TX

Introduction

Welcome to Red River Employees, your trusted partner in financial wellness since 1943. Located at 2700 A University Ave, Texarkana, TX 75503, we are proud to serve a vibrant community of over 121,775 members. With total assets exceeding $1.46 billion, we are committed to helping you achieve your financial goals through our wide array of services. At Red River Employees, we believe in the power of community and strive to make a positive impact in every member's life. Under the leadership of our dedicated CEO, Bradley Bailey, and Board President, Fred Milton, our team of 380 employees works tirelessly to provide personalized service and innovative financial solutions tailored to your needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 5909, Texarkana, TX 75505. Our commitment to excellence is reflected in our strong financial standing, with total deposits amounting to $119,851,375 and a net worth of $192,945,609. We also proudly offer a variety of loan options for both personal and business needs, with total loans reaching 67,600. Whether you're looking for savings accounts, loans, or expert financial advice, Red River Employees is here for you. We invite you to explore our services online at www.rrcu.com or give us a call at 903-735-3000. Join us on this journey toward financial empowerment today!

Branch History & Mission

At Red River Employees, we take pride in our rich history and unwavering commitment to our members and community. Established in 1943, our Texarkana branch has been a cornerstone of financial support for families and individuals throughout the area. Located at 2700 A University Ave, Texarkana, TX 75503, we have grown alongside our members, consistently adapting to meet their needs. Over the years, we have expanded our services and reach, now boasting a membership of over 121,775 individuals. With total assets reaching an impressive $1,466,511,223, we are dedicated to providing sound financial solutions that empower our members to achieve their goals. Our mission is simple yet profound: to deliver exceptional financial services while fostering community growth and support. We believe that by helping our members thrive financially, we contribute to a stronger community overall. While members can visit us at our physical location for assistance during our operating hours Monday through Friday from 9:00 AM to 5:00 PM we also recognize the importance of convenience in today's fast-paced world. That's why we've embraced digital advancements such as online banking and mobile payments to make managing finances easier than ever. In addition to our financial services, we actively engage with the Texarkana community through various outreach efforts and partnerships. We understand that true success isn't just measured by numbers; it's about making a real difference in people's lives. Whether it's supporting local events or offering educational resources on financial literacy, we strive to be an integral part of the fabric of this community. If you're looking for a credit union that prioritizes your needs while investing in your community's well-being, look no further than Red River Employees. Join us today and experience firsthand how we can help you achieve your financial dreams! For more information or inquiries, feel free to reach out at 903-735-3000 or visit us online at www.rrcu.com.

Branch Location & Accessibility

Accessibility Features

At Red River Employees, we prioritize accessibility for all our members. Our branch is equipped with features such as ADA-compliant ramps and designated parking spaces to make your visit comfortable and convenient. Plus, if you're looking for a quick transaction without stepping inside, please note that we do not currently offer drive-thru banking services.

Call to Action

We invite you to stop by Red River Employees today! If you have any questions or need further assistance before visiting us in person, feel free to give us a call at 903-735-3000. Our friendly staff looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We know your time is valuable! That's why our lobby hours are set up to fit your schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with loans, accounts, or other banking services, our dedicated team is here and ready to help you during these hours.

Services Offered

Though we don't have ATM services available at this branch, our team is happy to assist you with various financial needs directly inside the lobby. From opening new accounts to discussing loan options, we are committed to providing personalized service tailored just for you.

Member Eligibility

Becoming a member of Red River Employees is like joining a caring community that's here to support you in your financial journey. If you live, work, or worship in the Texarkana area, you might be eligible to become part of our family! We welcome individuals from various backgrounds, making it easy for you to access the benefits of membership. Not only do our members enjoy personalized service and competitive rates, but they also gain access to a variety of financial products tailored to meet their needs. To learn more about the specific eligibility requirements, feel free to visit our detailed page at http://www.rrcu.com/itin-membership. When you're ready to open an account, the process is simple! You can easily start your application online at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e, or give us a call at (903) 735-3000 if you have any questions. We're located at 2700 A University Ave Texarkana Tx 75503, and we'd love to help you take the first step toward joining us!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having all the tools you need to manage payments effortlessly. Our merchant services simplify transactions, making it easier for you to accept payments from customers. Whether it's in-store or online, you can focus more on running your business while we handle the payment process. Located at 2700 A University Ave Texarkana Tx 75503, Texarkana, TX 75503, our team is here to help you navigate your options. Call us at (903) 735-3000 or visit us today!

Comprehensive List Of Services

A Community Focus

We are more than just a financial institution; we are part of the community. By choosing Red River Employees, you're not only gaining access to essential banking services but also supporting local initiatives and programs that uplift our community. If you're ready to experience personalized banking tailored for your needs, visit us today at 2700 A University Ave Texarkana Tx 75503 or explore more about what we offer by visiting our website at http://www.rrcu.com. Join us as we work together towards achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer a robust online banking platform that allows members to manage their accounts right from their smartphones or computers. You can easily check your balance, transfer funds, and even set up automatic payments all from the comfort of your home. Our mobile application also provides access to essential features like mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go.

Personalized Member Support

At Red River Employees, we understand that every financial journey is different. Our dedicated team is here to guide you through our offerings, ensuring you find the best products that fit your lifestyle. Whether you have questions about using our ATM services or need assistance with online banking, feel free to reach out by calling us at (903) 735-3000 during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM.

Tailored Financial Solutions

Whether you're looking to manage your day-to-day expenses or plan for a major purchase, our services are designed with you in mind. Our primary offering includes ATM Services Only, ensuring you can access your funds conveniently when you need them. Imagine being out and about, and with just a quick trip to one of our ATMs, you can withdraw cash without any hassle.

Digital & Online Banking

Key Services

Explore our comprehensive online banking features at http://www.rrcu.com. You can effortlessly check your balances, pay bills, and transfer money all from the comfort of your home or on the go. If you're looking to send money quickly, our person-to-person transfers make it easy to share funds with family and friends in just a few taps. Our mobile application brings banking right to your fingertips. Whether you're making mobile payments or accessing e-statements, you'll find everything you need in one user-friendly platform. Plus, with electronic signature authorization, signing documents is a breeze no more printing or scanning!

Security and Accessibility

We take your security seriously. Our online banking services utilize robust measures to protect your personal information while ensuring that accessing your account is easy and hassle-free. You can rest assured knowing that your financial data is safe with us. With features designed for real-time account management, you can monitor transactions as they happen, helping you stay on top of your finances like never before. At Red River Employees, we believe that managing your money should be simple, accessible, and efficient. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

A Strong Foundation

With a net worth of $192,945,609, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

Total Share and Deposit Accounts: 235,128 shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,077,091 indicates our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 2700 A University Ave Texarkana Tx 75503 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $13,861 in used auto loans and $1,081,217,124 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. Whether you're looking to invest in equipment, hire staff, or increase inventory, our tailored solutions can help elevate your business.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We're here to support you through the entire process, ensuring that you find the right solution for your housing needs.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you in navigating these processes to ensure that you get the best possible rates and terms. For more information about our loan offerings or to speak with one of our representatives, please contact us at (903) 735-3000. You can also visit us at 2700 A University Ave Texarkana Tx 75503 in Texarkana, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while offering competitive interest rates and rewards.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing genuine loan options without hidden agendas.