Texar Credit Union Texarkana TX | Affordable Auto Loans & Business Banking

Introduction

At Texar, we believe that every community deserves a financial partner they can trust. Located at 2301 Richmond Rd, Texarkana, TX 75503, our branch has been serving members since 1951, and we take pride in being a part of the Texarkana community. With a strong membership base of 29,754 and total assets reaching an impressive $458,309,823, we are dedicated to providing personalized banking solutions that cater to your unique needs. Our team is here to support you with a range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. In addition to our competitive offerings, we also provide business banking services designed to help local businesses thrive. Under the leadership of CEO Kelly Mitchell and Board President Paul Cothren, Texar has established itself as a reliable financial institution. Our commitment to our members is reflected in our sound financial standing, with total deposits amounting to $40,053,947 and a net worth of $68,268,027. We understand the importance of having cash readily available, which is why we maintain $5,986,400 in cash on hand. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 2301 RICHMOND RD, TEXARKANA, TX 75503. Our friendly staff is always ready to assist you during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday, with drive-thru services available from 8:00 AM to 6:00 PM on weekdays and until noon on Saturdays. Join us today at Texar for all your banking needs! Whether you're looking to open an account or explore loan options, we're just a phone call away at 903-223-0000. Experience the difference that comes from being a member of a community-focused credit union! For more information about our services or to get started online, visit us at www.gotexar.com.

Branch History & Mission

Community Engagement

We understand that being a part of the community means more than just banking; it means giving back. Over the years, Texar has partnered with local organizations to support various outreach efforts aimed at improving lives in Texarkana. Whether through financial literacy programs or sponsoring local events, we are committed to making a positive impact. As we move forward into the future, Texar continues to embrace digital advancements like online banking and mobile payments, ensuring our members have convenient access to their finances anytime, anywhere. We also maintain ADA compliance because every member should feel welcome at our branch. We invite you to join us on this journey become a member of Texar today! Experience firsthand how we're not just about numbers; we're about people and community. Visit us or check out our website at www.gotexar.com for more information on how you can benefit from being part of Texar Credit Union!

Our Mission

At the heart of Texar's mission is a simple yet powerful belief: we exist to serve our members and the community. Our mission statement emphasizes not just providing financial services but also actively contributing to the well-being of those we serve. We strive to empower individuals through education and support while fostering a sense of community. Our branch operates with customer-centric initiatives at the forefront. With operating hours from Monday to Friday, 9:00 AM - 5:00 PM for lobby services and extended drive-thru hours until 6:00 PM, we make it easy for members to access their accounts when it suits them best. Additionally, we offer ATM availability for quick cash withdrawals and basic transactions. While you can visit us at our main branch address, any official correspondence can be sent to our mailing address: 2301 RICHMOND RD, TEXARKANA, TX 75503.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Located near local favorites like the Texarkana Mall and just a short drive from the historic downtown area, our branch is easy to find. If you're coming by car, we have ample parking available, ensuring you can get in and out without hassle. Plus, our facility is ADA compliant, featuring ramps and accessible entrances for all members of our community.

Get in Touch!

Have questions or want to learn more? Feel free to call us at 903-223-0000 or stop by during our operating hours! We're always ready to assist you with whatever you need. While members can visit us at 2301 Richmond Rd, official correspondence should be sent to the same address. Come experience the friendly service at Texar today!

Operating Hours Designed for You

We understand that your time is valuable. That's why we offer lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. For those who need a little extra flexibility, our drive-thru service operates from 8:00 AM to 6:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. With these hours, you can visit us at a time that fits your busy schedule.

Services Tailored for Your Needs

At Texar, we offer a range of services to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Our drive-thru allows for simple transactions such as deposits and withdrawals without leaving your vehicle making banking even more convenient! If you prefer digital banking, we've got you covered with online and mobile banking options that let you manage your finances anytime, anywhere. And yes, we also have an ATM available for those quick cash withdrawals or balance checks.

Member Eligibility

At Texar, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards accessing a range of benefits designed just for you. If you're looking to join us at our welcoming branch located at 2301 Richmond Rd Texarkana Tx 75503, you're in luck! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you can enjoy our personalized services and competitive rates tailored to meet your unique needs. To find out more about eligibility requirements, feel free to check out the details available at http://WWW.GOTEXAR.COM/personal/membership-application. Joining is simple! Once you confirm your eligibility, opening an account is straightforward and can be done online or in person. Our friendly team is ready to assist you every step of the way, making sure you feel right at home. If you have any questions or need guidance during the process, don't hesitate to reach out by calling us at (903) 223-0000. We're here to help you thrive as part of the Texar family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $20,025,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From secure card processing to easy online payments, we've got you covered. Visit us at 2301 Richmond Rd Texarkana Tx 75503 in Texarkana, TX, or call us at (903) 223-0000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, Texar offers robust solutions that cater to your entrepreneurial spirit. Our merchant services simplify payment processing, allowing you to focus on growing your business. Additionally, we provide business loans designed to support your ventures at every stage.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made online and mobile banking a priority. Access your accounts anytime from anywhere with features like mobile payments and person-to-person transfers. Need cash? Our ATM services ensure you can withdraw money or check balances without hassle.

Drive-Thru & Basic Services

Our branch also offers basic drive-thru banking for quick transactions like deposits and withdrawals perfect for when you're on the go. Whether it's using our drive-thru or accessing basic ATM functions, we prioritize your time and convenience. We believe that everyone deserves access to quality financial services without complicated processes or long waits. With Texar, you're not just a member; you're part of a community focused on helping you achieve your financial goals. If you have questions or need assistance, don't hesitate to reach out! You can call us at (903) 223-0000 or visit us at 2301 Richmond Rd Texarkana Tx 75503 in Texarkana, TX. Experience the difference with Texar today!

Personal Banking

When it comes to personal banking, we offer various options that fit your lifestyle. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for when you're ready to hit the road, we've got you covered. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed with competitive rates and flexible terms to make homeownership a reality. For those unexpected moments in life, our personal loans can provide the financial boost you need, whether it's for debt consolidation or other personal needs. And let's not forget about our credit cards with rewards; they not only offer great benefits but also help you earn while you spend.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features we offer is electronic signature authorization. This means you can complete important transactions without needing to visit a branch in person saving you time and effort. Additionally, e-statements are available, making it easy for you to keep track of your financial records while also being environmentally friendly. If you're on the go, our mobile application brings all these services right into the palm of your hand. You can make mobile payments effortlessly and enjoy the convenience of person-to-person transfers with just a few taps on your smartphone. Whether you're splitting a dinner bill or sending money to a friend, we've got you covered. At Texar, security is our top priority. Our online banking platform uses advanced security measures to keep your personal information safe while you manage your accounts in real-time. You can feel confident knowing that your financial data is protected. Embrace the ease of modern banking with us at Texar. From managing day-to-day expenses to handling larger transactions securely, our digital banking services empower you to take control of your finances like never before!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 39,922, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in us as a reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texar is your trusted partner. Visit us at 2301 Richmond Rd Texarkana Tx 75503 or call (903) 223-0000 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $67,954,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further reflected by our impressive lending capacity of $245,057,146 across various sectors, including $3,634 in used auto loans.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees ready to assist you with their expertise and dedication.

Secure Savings Options

Members' savings are secured through $161,534,451 in share certificates and $29,501,771 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $68,268,027, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,489 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,080,751 in used vehicle loans and $12,284,512 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $20,025,024 provide the capital needed to grow and expand your business. We work closely with local entrepreneurs to tailor solutions that meet their specific business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,250,367, make buying or refinancing simple. We provide guidance throughout the process and ensure that you have access to resources that can help you understand your options.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you in exploring eligibility options and finding better rates that may save you money over time. Our team is here to help simplify the refinancing process so you can focus on what matters most. At Texar, we're dedicated to supporting our members at every step of their financial journey. For more information about our loan offerings or assistance with your application process, please feel free to reach out at (903) 223-0000 or visit us at 2301 Richmond Rd Texarkana Tx 75503. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Texar can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,590,523 in loans helping members manage their finances effectively. These credit cards come with various benefits tailored to enhance your purchasing power while keeping your payments manageable.

Loan Aggregator

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