Texar Credit Union Texarkana TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Texar, where we believe in building strong relationships with our members and the community. Located at 3525 Stoneledge Dr, Texarkana, TX 75503, our branch has been a trusted financial partner since 1951. With a commitment to serving over 29,754 members, we prioritize your financial well-being and strive to provide services that truly make a difference. At Texar, we pride ourselves on our solid financial foundation. Our total assets stand at an impressive $458,309,823, ensuring that we can meet your needs effectively. We understand the importance of security in your finances; that's why our total deposits amount to $40,053,947. Additionally, our net worth of $68,268,027 reflects our stability and commitment to responsible growth. Our dedicated team of 71 employees, led by CEO Kelly Mitchell and Board President Paul Cothren, is here to assist you with a wide range of services. From personal banking solutions like checking accounts and auto loans to business banking options such as merchant services and business loans, we've got you covered. While members can visit us at 3525 Stoneledge Dr, official correspondence should be sent to the same address for your convenience. You can reach us easily by calling 903-223-0000 or sending a fax to 903-792-1810. Join us today and experience the Texar difference where your financial goals are our priority. For more information or to get started with any of our services, visit us online at www.gotexar.com. We're excited to help you achieve your dreams!

Branch History & Mission

Innovation and Accessibility

As part of our commitment to serving you better, we have embraced digital advancements that allow for online and mobile banking options. You can manage your finances anywhere and anytime with features such as electronic signatures and person-to-person payment options. We are also proud of our ADA compliance efforts that ensure all members can access our services comfortably.

Join Us Today!

As we look ahead to the future, we invite you to become part of the Texar family. With total membership nearing 30,000 and a robust commitment to community support, there's never been a better time to join us. Experience firsthand how Texar can help you achieve your financial goals while being a part of something larger a community-focused credit union dedicated to making a difference. For more information or if you're ready to take the next step towards becoming a member, please call us at 903-223-0000 or visit us online at Texar's website. Together, let's build a brighter financial future!

Our Mission

At Texar, our mission goes beyond just providing financial products; we aim to uplift the community we serve. We strive to be a trusted partner in your financial journey by offering personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends into business banking as well; we support local businesses with merchant services and business loans. We believe that everyone deserves access to quality financial services regardless of their background or circumstances. This principle guides us as we implement programs aimed at supporting financial literacy and community outreach initiatives. Our team is not only here to assist you with transactions but also eager to provide guidance tailored to your unique needs.

Our Story

From humble beginnings, Texar was established with a clear goal: to provide accessible financial services that empower individuals and families in our community. Over the years, we've continually adapted to meet the changing needs of our members while maintaining our core values of integrity and service. Our growth is marked by significant milestones, including expanding our range of services and enhancing our technology to ensure that we remain relevant in an ever-evolving financial landscape. Our branch is located near several local landmarks, making it easy for you to find us. We are dedicated to ensuring that your banking experience is both convenient and enjoyable. While members can visit us at our main location, official correspondence should be sent to 3525 Stoneledge Dr, Texarkana, TX 75503 if different from our branch address.

Branch Location & Accessibility

Operating Hours

At Texar, we understand that life can be busy. That's why our lobby hours are set from Monday through Friday, opening at 8:15 AM and closing at 5:15 PM. We encourage you to drop by during these hours for any of your banking needs, whether it's opening an account, applying for a loan, or simply chatting with our friendly staff about how we can assist you.

Services Offered

Although we currently do not have an ATM on site or drive-thru banking available, we offer a full suite of personal and business banking services. From checking and savings accounts to auto loans and mortgage options, our team is equipped to provide tailored solutions that fit your financial goals. If you're looking for assistance with online or mobile banking, we're also here to guide you through those services. If you need to reach out before visiting, feel free to call us at (903) 223-0000. Our dedicated team is always happy to answer questions and help you find exactly what you need. While members can visit us at 3525 Stoneledge Dr Texarkana Tx 75503, official correspondence should be sent to 3525 Stoneledge Dr, TEXARKANA, TX 75503. We invite you to stop by and experience the welcoming atmosphere at Texar. Your financial journey starts here!

Member Eligibility

Becoming a member of Texar is like joining a friendly community that truly cares about your financial well-being. If you're looking to take advantage of our personalized services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the Texarkana area. Additionally, family members of existing members are also welcome! We pride ourselves on creating an inclusive environment where everyone can feel at home. To learn more about the specific eligibility criteria, you can check out this helpful resource: Membership Eligibility. Opening an account with us is straightforward and designed with you in mind. You can get started by visiting our website or giving us a call at (903) 223-0000 for assistance. Our team is here to guide you through the process and answer any questions you may have. Experience the benefits of membership today at Texar, located at 3525 Stoneledge Dr Texarkana Tx 75503 we can't wait to welcome you! For detailed information on how to apply, visit Account Opening Details.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $20,025,024, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to purchase new equipment or increase your inventory. Our loans provide the necessary capital to make those dreams a reality, allowing you to focus on what you do best running your business.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, ensuring you get paid quickly and securely. Picture this: a customer walks into your store, makes a purchase, and with just a swipe or tap, the transaction is complete. This not only enhances customer satisfaction but also streamlines your cash flow. Located at 3525 Stoneledge Dr Texarkana Tx 75503 in Texarkana, TX, we are dedicated to being your trusted partner in business banking. Ready to explore how we can help your business thrive? Give us a call at (903) 223-0000 or visit our website for more information!

Comprehensive List Of Services

Additional Services

While these core offerings form the foundation of our service list, we also provide ATM and cash withdrawal services for added convenience, allowing you to access cash whenever necessary. At Texar, our mission is to enhance your financial well-being by providing personalized solutions that fit your life. For any questions or assistance, feel free to reach out at (903) 223-0000 during our operating hours from Monday to Friday, 8:15 AM to 5:15 PM. Ready to take the next step? Visit us online at https://www.gotexar.com/ or stop by our branch today! Let us help you achieve all your financial goals seamlessly.

Business Banking Services

We know that running a business comes with its own set of challenges. That's why we offer tailored business banking services, including merchant services and business loans, to support entrepreneurs like you. We aim to simplify your banking experience so you can focus on growing your business.

Online & Mobile Banking

In today's fast-paced world, having easy access to your accounts is essential. With our robust online and mobile banking services, you can manage your finances anytime, anywhere. Enjoy features like bill pay, fund transfers, and mobile payments at your fingertips. Whether you're at home or on the go, staying connected to your finances has never been easier.

Personal Banking Solutions

We offer a variety of personal banking options that make managing your money easy and convenient. Our checking and savings accounts help you keep track of your finances while earning interest on your savings. Need funds for a new vehicle? Our auto loans and vehicle financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. If homeownership is your goal, consider our mortgage loans and refinancing solutions, which can guide you through purchasing or refinancing your home with ease. For those unexpected expenses or debt consolidation needs, our personal loans can provide quick access to cash when you need it most. And don't forget about our credit cards with rewards, perfect for earning points on everyday purchases while enjoying the flexibility of credit.

Digital & Online Banking

Key Features

Our online banking service provides round-the-clock access to your accounts, ensuring that you can check balances, transfer funds, and pay bills whenever it fits your schedule. Whether you're at home or on the go, you'll find that managing your finances is straightforward and secure. We also offer electronic signature authorization, making it simple to sign documents without the hassle of printing or mailing them. Plus, with e-statements available, you can keep track of your financial activity while reducing paper clutter it's both eco-friendly and efficient!

Mobile Banking

With our mobile application, you can take your banking experience even further. You'll have the ability to make mobile payments and send money easily through person-to-person transfers. Imagine splitting dinner bills or sending cash to friends instantly all from your smartphone! Our commitment to security means you can bank with confidence. We use advanced encryption technology to protect your information, giving you peace of mind as you manage your accounts online. In summary, whether you prefer using a computer or a mobile device, Texar offers robust digital banking options that fit seamlessly into your lifestyle. Experience real-time account management today by visiting https://www.gotexar.com/!

Financial Strength

A Solid Foundation

With a net worth of $68,268,027, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,489 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As of now, our total share accounts stand at 39,922, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,150,745, reinforcing our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texar is your trusted partner. Visit us at 3525 Stoneledge Dr Texarkana Tx 75503 or call (903) 223-0000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $67,954,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our robust lending capacity; we currently have $3,634 in used auto loans and $245,057,146 in total loans and leases available to help you achieve your dreams.

Member Savings Secured

Members' savings are secured through $161,534,451 in share certificates and $29,501,771 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $64,080,751 in used vehicle loans and $12,284,512 in new vehicle loans, helping members get on the road affordably. Whether you're interested in financing a new or used vehicle, we provide flexible terms that can fit any budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans total $20,025,024. These loans provide the capital necessary for expansion and operational needs. At Texar, we strive to make borrowing straightforward and accessible. Our team is ready to assist you with any questions about eligibility or refinancing options available for our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us at 903-223-0000 for more information on how we can help meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,250,367, allowing you to explore various financing solutions for your dream home. Plus, if you're looking to refinance an existing mortgage, we can guide you through eligibility options to find the best fit for your needs.

Unsecured Credit Card Loans

Managing your finances effectively is essential. That's why we also offer flexible terms on unsecured credit card loans. With a total of $5,590,523 in unsecured credit card loans available, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Ensuring Accurate Comparisons

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Texar