Home Equity Loans in Palo Alto, CA

Looking to tap into your Palo Alto home's value? A home equity personal loan can provide the flexible funds you need for projects, debt consolidation, or unexpected expenses—right here in your community.

Compare local loan offers to find low rates and terms that fit your goals. Enjoy fast funding and friendly support from lenders who understand Palo Alto homeowners.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
noblecu
6.89 - 12.75 %
20 Yrs
meriwest
7 %
calcoastcu
7 - 7.875 %
10 - 20 Yrs
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
bayfed
7 - 8.5 %
80 %
togethercu
7.125 %
15 Yrs
globalcu
7.125 - 9.513 %
20 Yrs
80 %
firstent
7.125 - 9.75 %
10 - 15 Yrs
90 %
patelco
7.25 - 10 %
20 Yrs
125 %
wescom
7.25 - 11.5 %
5 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC has an APR range of 5.49% to 10% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . The Home Equity loan shows a range of 8.06% to 8.31% , steady compared to 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

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If you’re exploring home equity personal loans in Palo Alto, CA, it’s wise to compare multiple lenders on LendMesh to uncover the best rates and terms tailored to your needs. Taking a little extra time to shop around can help you find more affordable options and flexible solutions that work for your financial goals, whether it’s funding renovations or consolidating debt.

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