Home Equity Loans in Lamont, CA

Looking for lower HELOC rates in Lamont, CA? Compare offers from trusted lenders to find affordable home equity options that fit your needs. Whether you’re planning renovations or consolidating debt, the right rate can make all the difference.

Lamont homeowners deserve simple, clear choices with local support. Explore flexible terms and fast funding options tailored to your goals—unlock your home’s value and improve your financial future with confidence right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
∞
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
1stunitedcu
5.5 - 6.556 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
sffirecu
6.25 %
15 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is lower than the 5.99% to 9.25% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those past periods. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products show steady rates with no increases or decreases recently.

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.56% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 6.86% . Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Lamont, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SAFE 1 CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅STRATA FEDERAL CREDIT UNION
✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION
✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION
✅DESERT VALLEYS FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

Compare other loan types in Lamont, CA

Why compare Home Equity Loans in Lamont, CA on LendMesh

If you’re searching for a lower HELOC in Lamont, CA, take your time to compare offers across different lenders on LendMesh. Exploring multiple options can help you uncover better rates and terms that suit your financial needs without feeling rushed. Staying informed and patient is key to unlocking the best deal for your home equity needs.

Consider subscribing to LendMesh’s alert service to stay ahead in Lamont’s loan market. Just set your target rate—say 5% or 4%—and receive real-time notifications when offers fall below your desired threshold. Plus, get expert insights, rate trends, and curated loan deals delivered weekly or monthly straight to your inbox, helping you make smarter borrowing decisions.

Customers are also interested in:

Lower Heloc