Home Equity Loans in Simi Valley, CA

Curious about the cost of a home equity loan in Simi Valley, CA? Comparing offers from trusted local lenders can help you find the best rates and terms that fit your budget and goals. It’s a smart way to unlock your home’s value without surprises.

Whether you’re planning a remodel or consolidating debt, local credit unions understand the Simi Valley community and offer clear, flexible options. Take a moment to compare and see how affordable tapping into your home equity can be.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
usccreditunion
6.65 %
10 - 15 Yrs
80 %
∞
gosunward
6.697 - 14.75 %
20 Yrs
95 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
kinecta
6.74 - 7.625 %
85 %
∞
sesloc
6.74 - 8.99 %
5 - 20 Yrs
∞
americaschristiancu
6.75 %
80 %
∞
cefcu
6.75 %
5 - 15 Yrs
90 %
∞
penfed
6.75 %
20 Yrs
∞
valleyfirstcu
6.75 %
10 - 15 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Usc has a HELOC with a 6.65% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady across all these time periods. Sandia Laboratory's Home Equity rate is 6.7% today, up from 6.62% seven days ago and higher than 6.5% thirty and sixty days ago. The HELOC rate range is 7.23% to 15.25% , which is up from 6.62% to 15.25% seven days ago and also higher than the 7% to 15.25% range seen thirty and ninety days ago.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Kinecta's HELOC has an APR range of 5.99% to 7.62% , unchanged from it was 7, 30, and 60 days ago but higher than 90 days ago. The Home Equity loan has a fixed APR of 6.74% , unchanged from 7 and 30 days ago, but lower than it was 60 and 90 days ago.

Sesloc has a HELOC with an APR range of 6.74% to 8.99% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was slightly lower 90 days ago at 8.74% . The rates have mostly stayed steady over the past three months. America'S Christian has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the rate range was wider, from 6.75% to 14.75% , so the current minimum is lower than the top of that range.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range remains between 6.75% and 18% . Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% .

🏦 Local Lenders in Simi Valley, CA

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🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

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