Home Equity Loans in Simi Valley, CA

Curious about the cost of a home equity loan in Simi Valley, CA? Comparing offers from trusted local lenders can help you find the best rates and terms that fit your budget and goals. It’s a smart way to unlock your home’s value without surprises.

Whether you’re planning a remodel or consolidating debt, local credit unions understand the Simi Valley community and offer clear, flexible options. Take a moment to compare and see how affordable tapping into your home equity can be.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.25 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Orange County'S HELOC rate is 6.75% today, the same as 7 and 30 days ago but lower than 60 and 90 days ago when it was 6.88% . Their Home Equity loan rate stays steady at 7.12% to 7.5% , with no change over the past 90 days.

Chevron has a HELOC with an APR of 6.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR of 7.99% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Community First has a Home Equity rate range of 6.75% to 7.5% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.5% . Its HELOC rates are between 7% and 7.99% , unchanged from 7, 30, and 60 days ago.

Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Skyla's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity rate is 8.25% now, up from 8.2% a week and 30 days ago, and higher than 7.98% sixty days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , which is unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a fixed APR of 8.25% , also steady compared to the past 7, 30, 60, and 90 days. Both products have maintained the same rates over these periods.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak has a Home Equity rate of 6.75% today, unchanged from 7 and 30 days ago. Its HELOC rate ranges from 8.25% to 8.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products show steady rates over the past three months. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

🏦 Local Lenders in Simi Valley, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

Compare other loan types in Simi Valley, CA

Why compare Home Equity Loans in Simi Valley, CA on LendMesh

If you’re exploring the cost of a home equity loan in Simi Valley, CA, it pays to keep comparing lenders on LendMesh. Our platform helps you easily review options side-by-side, so you can find competitive rates and terms that fit your budget. Taking the time to shop around could save you money and unlock better deals tailored to your financial goals.

Consider subscribing to LendMesh for personalized alerts that match your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers drop below your set threshold, along with weekly or monthly updates featuring expert insights, rate trends, and curated loan deals. Join other Simi Valley borrowers who trust LendMesh to stay informed and make confident borrowing decisions.

Customers are also interested in:

Cost Of Home Equity Loan