Home Equity Loans in Simi Valley, CA

Curious about the cost of a home equity loan in Simi Valley, CA? Comparing offers from trusted local lenders can help you find the best rates and terms that fit your budget and goals. It’s a smart way to unlock your home’s value without surprises.

Whether you’re planning a remodel or consolidating debt, local credit unions understand the Simi Valley community and offer clear, flexible options. Take a moment to compare and see how affordable tapping into your home equity can be.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
schoolsfirstfcu
6.75 - 10.875 %
80 %
∞
scefcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
cusocal
6.757 - 7.857 %
20 Yrs
80 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
golden1
6.875 - 7.94 %
10 - 20 Yrs
80 %
∞
sdccu
6.875 - 8.75 %
15 Yrs
70 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
noblecu
6.89 - 12.75 %
20 Yrs
∞
meriwest
7 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Schoolsfirst has a HELOC with an APR range of 6.25% to 10.25% , unchanged from 7 and 30 days ago. Its Home Equity loan shows an APR range of 6.75% to 10.88% , unchanged from 7, 30, 60, and 90 days ago. Both products have stable rates over the past three months. Rize's HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but higher than the 4% –8% range from 60 and 90 days ago. The Home Equity loan APR range is 6.75% –1% 1.75% , unchanged from 7 and 30 days ago. The HELOC rate is steady compared to last week but up from two to three months ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Credit Union Of Southern California has a HELOC with an APR range of 6.76% to 6.76% , unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 7.63% to 7.86% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period. The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today, unchanged from 7 and 90 days ago. This rate is higher than it was 30 and 60 days ago, when the range was 4.99% to 7.94% . The minimum APR today is 6.88% .

San Diego County shows a Home Equity APR range of 6.88% to 7.38% today, unchanged from 7 and 30 days ago and nearly unchanged from 60 and 90 days ago. Its HELOC rates remain steady at 8.25% to 8.75% with no change over the past 7, 30, 60, or 90 days. Both products have held their rates stable throughout this period. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.

🏦 Local Lenders in Simi Valley, CA

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🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

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