Home Equity Loans in Simi Valley, CA

Curious about the cost of a home equity loan in Simi Valley, CA? Comparing offers from trusted local lenders can help you find the best rates and terms that fit your budget and goals. It’s a smart way to unlock your home’s value without surprises.

Whether you’re planning a remodel or consolidating debt, local credit unions understand the Simi Valley community and offer clear, flexible options. Take a moment to compare and see how affordable tapping into your home equity can be.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
calcoastcu
7 - 7.875 %
10 - 20 Yrs
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
bayfed
7 - 8.5 %
80 %
∞
togethercu
7.125 %
15 Yrs
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
firstent
7.25 - 9.75 %
10 - 15 Yrs
90 %
∞
patelco
7.25 - 10 %
20 Yrs
125 %
∞
wescom
7.25 - 10.25 %
10 - 20 Yrs
80 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the Home Equity APR over the past three months. Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% .

First Entertainment has a HELOC with an APR range of 7.25% to 9.75% , which hasn't changed in the past 7, 30, 60, or 90 days. Its Home Equity loan shows a range of 7.5% to 8.5% today, up from 7.38% to 8.38% seven days ago and higher than 7.25% to 8.25% thirty days ago. The Home Equity APR is also up compared to 60 days ago. Patelco's HELOC APR range is 5.49% to 10% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 8.25% to 9% . The Home Equity loan APR range is 8.06% to 8.31% , steady compared to 7 and 30 days ago and slightly higher than 60 days ago when it ranged from 7.99% to 8.12% .

Wescom Central has a HELOC with rates ranging from 7.25% to 10.25% today. This range is lower than 7 and 30 days ago when the top rate was 11.5% , and it's the same as 60 days ago. The rate range is higher than 90 days ago, which was 3.99% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time.

🏦 Local Lenders in Simi Valley, CA

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🏘️ All the Lenders Available in Ventura County, CA

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✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

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