Home Equity Loans in Simi Valley, CA

Curious about the cost of a home equity loan in Simi Valley, CA? Comparing offers from trusted local lenders can help you find the best rates and terms that fit your budget and goals. It’s a smart way to unlock your home’s value without surprises.

Whether you’re planning a remodel or consolidating debt, local credit unions understand the Simi Valley community and offer clear, flexible options. Take a moment to compare and see how affordable tapping into your home equity can be.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
safe1
6.25 - 7 %
10 - 20 Yrs
100 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
veridiancu
6.25 - 8 %
∞
partnersfcu
6.25 - 9.18 %
1.7 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
certifiedfed
6.375 - 6.98 %
0.8 - 15 Yrs
80 %
∞
coastccu
6.5 %
10 - 15 Yrs
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
starone
6.5 - 11.5 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 8.05% to 9.18% today, down slightly from 7 days ago but higher than 30 and 60 days ago. The Home Equity rate has moved up compared to two months ago but is close to the rate from 90 days ago.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Certified has a Home Equity loan with an APR range of 6.38% to 6.98% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% today, matching the rates from the past 7, 30, and 60 days as well. Both products show no change in rates over these time periods.

Coast Central has a Home Equity rate of 6.5% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months with no changes. This means the APR has been consistent for this product during that time. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Star One's Home Equity loan rates are 6.5% to 11.5% today, the same as 7, 30, and 60 days ago but lower than 90 days ago when the range was 6.62% to 6.95% . The HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when it ranged from 6.5% to 11.5% .

🏦 Local Lenders in Simi Valley, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

Compare other loan types in Simi Valley, CA

Why compare Home Equity Loans in Simi Valley, CA on LendMesh

If you’re exploring the cost of a home equity loan in Simi Valley, CA, it pays to keep comparing lenders on LendMesh. Our platform helps you easily review options side-by-side, so you can find competitive rates and terms that fit your budget. Taking the time to shop around could save you money and unlock better deals tailored to your financial goals.

Consider subscribing to LendMesh for personalized alerts that match your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers drop below your set threshold, along with weekly or monthly updates featuring expert insights, rate trends, and curated loan deals. Join other Simi Valley borrowers who trust LendMesh to stay informed and make confident borrowing decisions.

Customers are also interested in:

Cost Of Home Equity Loan