Home Equity Loans in South Gate, CA

If you’re a homeowner in South Gate, CA, tapping into your home’s equity can help you manage debt or fund home improvements. Comparing local home equity loan offers lets you find the best rates and terms tailored to your needs.

South Gate residents trust lenders who understand the community and offer quick approvals with flexible options. Start comparing today to unlock your home’s potential and take control of your financial future with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
1stunitedcu
5.5 - 6.556 %
10 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
sffirecu
6.25 %
15 Yrs
80 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is lower than the 5.99% to 9.25% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those past periods. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products show steady rates with no increases or decreases recently.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.56% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 6.86% . Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in South Gate, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

Compare other loan types in South Gate, CA

Why compare Home Equity Loans in South Gate, CA on LendMesh

If you’re exploring home equity loans in South Gate, CA, take your time to compare offers on LendMesh. Browsing multiple lenders helps you uncover better rates and terms that fit your needs, whether it’s for home improvements or consolidating debt. A little extra research can make a big difference in saving money and finding a loan that truly works for you.

Subscribe to LendMesh for personalized alerts tailored to your target rate, whether that’s 5%, 4%, or another goal. You’ll receive timely notifications as soon as offers drop below your threshold, along with expert insights, market trends, and carefully selected loan deals. Join thousands of South Gate borrowers who stay informed and confident by having the latest opportunities delivered right to their inbox.

Customers are also interested in:

Home Equity Loans