Home Equity Loans in Los Angeles, CA

Looking for competitive HELOC rates in Los Angeles, CA? Compare top local lenders to find the best deal that fits your needs. Whether you’re planning home improvements or consolidating debt, a home equity line of credit can give you the financial freedom you deserve.

Our trusted LA-based experts make it easy to explore flexible terms and fast funding options. Get personalized advice tailored to your goals and take confident steps toward enhancing your home and lifestyle in sunny Southern California.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
usccreditunion
6.65 %
10 - 15 Yrs
80 %
gosunward
6.697 - 14.75 %
20 Yrs
95 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
kinecta
6.74 - 7.625 %
85 %
sesloc
6.74 - 8.99 %
5 - 20 Yrs
americaschristiancu
6.75 %
80 %
cefcu
6.75 %
5 - 15 Yrs
90 %
penfed
6.75 %
20 Yrs
valleyfirstcu
6.75 %
10 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Usc has a HELOC with a 6.65% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady across all these time periods. Sandia Laboratory's Home Equity rate is 6.7% today, up from 6.62% seven days ago and higher than 6.5% thirty and sixty days ago. The HELOC rate range is 7.23% to 15.25% , which is up from 6.62% to 15.25% seven days ago and also higher than the 7% to 15.25% range seen thirty and ninety days ago.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Kinecta's HELOC has an APR range of 5.99% to 7.62% , unchanged from it was 7, 30, and 60 days ago but higher than 90 days ago. The Home Equity loan has a fixed APR of 6.74% , unchanged from 7 and 30 days ago, but lower than it was 60 and 90 days ago.

Sesloc has a HELOC with an APR range of 6.74% to 8.99% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was slightly lower 90 days ago at 8.74% . The rates have mostly stayed steady over the past three months. America'S Christian has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the rate range was wider, from 6.75% to 14.75% , so the current minimum is lower than the top of that range.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range remains between 6.75% and 18% . Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% .

🏦 Local Lenders in Los Angeles, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

Compare other loan types in Los Angeles, CA

Why compare Home Equity Loans in Los Angeles, CA on LendMesh

If you're searching for rates on a HELOC in Los Angeles, CA, it’s wise to explore multiple lenders before deciding. LendMesh makes comparing offers simple, helping you uncover better deals and more affordable options tailored to your needs. Taking the time to shop around can unlock the best rates and flexible terms for your home equity loan or line of credit.

Stay ahead by subscribing to LendMesh’s personalized alerts—just set your target rate, and we’ll notify you whenever offers fall below that mark. Receive expert insights, rate trends, and curated loan deals weekly or monthly, delivered directly to your inbox. Join thousands of Los Angeles borrowers who trust LendMesh to find smart, timely opportunities without the hassle.

Customers are also interested in:

Rates On A Heloc