Home Equity Loans in Los Angeles, CA

Looking for competitive HELOC rates in Los Angeles, CA? Compare top local lenders to find the best deal that fits your needs. Whether you’re planning home improvements or consolidating debt, a home equity line of credit can give you the financial freedom you deserve.

Our trusted LA-based experts make it easy to explore flexible terms and fast funding options. Get personalized advice tailored to your goals and take confident steps toward enhancing your home and lifestyle in sunny Southern California.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
1stunitedcu
5.5 - 6.556 %
10 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
sffirecu
6.25 %
15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today, unchanged from 7 and 90 days ago. This rate range is lower than it was 30 and 60 days ago when it was 5.99% to 9.25% . Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from the past 7, 30, 60, and 90 days. Both products show steady rates over the last three months.

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. 1St United has a HELOC with an APR of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR of 6.56% , also unchanged over the past 7, 30, 60, and 90 days. Both rates have stayed steady during this time.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR over this period.

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