Home Equity Loans in Los Angeles, CA

Unlock the potential of your Los Angeles home with a home equity line of credit designed to fit your needs. Whether you’re planning a remodel or need extra cash, comparing local offers helps you find the best rates and terms without the hassle.

In Los Angeles, CA, accessing your home’s equity can be simple and rewarding. Explore flexible loan options from trusted lenders who understand the community and are ready to support your financial goals quickly and clearly.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
gosunward
6.697 %
20 Yrs
95 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
americaschristiancu
6.75 %
80 %
cefcu
6.75 %
5 - 15 Yrs
90 %
penfed
6.75 %
10 - 20 Yrs
85 %
valleyfirstcu
6.75 %
10 - 15 Yrs
bcu
6.75 - 7 %
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Sandia Laboratory's Home Equity loan has a today's APR of 6.7% . This rate is the same as 7 and 90 days ago but higher than it was 30 and 60 days ago, when it was 6.5% . Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.

America'S Christian has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% .

Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 6.88% . Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 90 days.

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Why compare Home Equity Loans in Los Angeles, CA on LendMesh

If you’re exploring home equity line of credit options in Los Angeles, CA, taking time to compare multiple lenders can help you find the best rates and terms suited to your needs. LendMesh makes it easy to browse a range of offers so you can unlock your home’s value with confidence and avoid settling for less favorable deals.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 4% or 5%—and receive timely notifications when deals meet your target. With expert insights, trend updates, and carefully selected loan offers delivered weekly or monthly, you’ll have the tools to make smart borrowing decisions in Los Angeles.

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