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Looking for the best place to get a home equity line of credit in Richardson, TX? Compare local offers to find flexible terms and competitive rates that fit your needs. Whether you’re planning a renovation or consolidating debt, smart financing starts with the right lender.
Richardson homeowners trust lenders who understand the community and move quickly to fund your goals. Explore options nearby to unlock your home’s equity with confidence and get personalized support every step of the way.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. First Community has a Home Equity loan with an APR range of 5.59% to 8.09% , which is unchanged from 7, 30, 60, and 90 days ago. Its Improvement loan APR is 6.09% to 8.34% , also steady over the same periods. The HELOC APR range is 9.75% to 11.5% , up from 9.5% to 11.25% seven days ago and the past 30, 60, and 90 days.
Randolph Brooks has a Home Equity rate range of 5.62% to 7.75% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. Its HELOC rate is 6.5% today, up from 6.25% over the past 7, 30, 60, and 90 days. Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago.
Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Their HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match
Security Service has a HELOC rate at 5.99% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , unchanged from 7 and 30 days ago but slightly higher than 60 days ago when it ranged from 6.99% to 7.14% . Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.
Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .